Opportunities with Young & Associates, Inc.
Young & Associates, Inc. is a progressive team of management consultants and support staff dedicated to the success of financial institutions by providing consulting, outsourcing, and educational services to community financial institutions nationwide and overseas.  Since our founding in 1978, we have grown and expanded our product and service offerings to include all the major areas of banking, such as risk management, capital planning, strategic planning, mergers and acquisitions, internal audit, branching and expansion, loan review, IT, and regulatory compliance.  Through affiliations with state and national banking associations, we also provide educational seminars and training to more than 3,000 bankers each year, and offer a variety of products specifically designed for the community bank – developed by bankers for bankers.


Secondary Market / Quality Control Associate

Young & Associates, a financial services consulting company based in Kent is seeking an energetic self-starter to provide administrative support to our Secondary Market Services Dept. Requirements include good communication and organizational skills, detail oriented, and proficient in Microsoft Office. Knowledge of mortgage documentation is a plus. Full-time position with benefits. Monday – Friday, 8:00 – 4:30. If interested, forward resume and salary history to recruiter@younginc.com.


Lending / Loan Review – Associate Consultant / Consultant

Currently, we have an exciting opportunity within our Lending Division for an individual to provide consulting services to our community bank clients relating to all aspects of credit risk management but concentrated in commercial loan review. The selected individual’s primary responsibilities will include:

  • Performing commercial loan reviews by analyzing loan documentation, financial information, and credit analysis in order to evaluate and effectively summarize the risk of the reviewed credit or credit relationship
  • Performing residential and consumer loan reviews by analyzing loan documentation, financial information, and underwriting in order to evaluate and effectively summarize the risk of the reviewed credit
  • Reaching and supporting appropriate conclusions and providing valuable feedback to clients based on observations from a loan review

Note: Loan Reviews will be conducted both on-site (at the client’s offices) and off-site (at the employee’s home office or Kent, Ohio corporate office).

Additional responsibilities may include (depending on the candidate’s experience level) performing ALLL methodology reviews, appraisal reviews, reviews of a client’s credit administrative processes, developing and / or presenting educational / training materials (in the form of seminars or webinars) related to credit risk management and related topics, or developing or updating lending-related products and policies.

Experience Levels Considered:


  • Broad-based knowledge of banking and strong familiarity with principles of credit analysis.
  • Minimum 3+ years of experience in commercial lending, commercial credit analysis, loan review, or examination of commercial lending functions.
  • Experience evaluating and spreading financial statements.
  • Intermediate PC/Microsoft Office skills.
  • Ability to work in a team environment.
  • Ability to meet travel requirements.

Associate Consultant

  • Bachelor’s degree in Business Administration, Accounting, Finance, Economics, or related field, or relevant work experience (banking, financial analysis, or similar work).
  • Internship in academic field is a plus.
  • GPA 3.2 or above, both in major and overall.
  • Intermediate PC/Microsoft Office skills.
  • Ability to work in a team environment.
  • Ability to meet travel requirements.
  • In lieu of commercial lending or commercial credit analysis experience, applicants will be considered if their educational and/or work history demonstrates the ability to learn new concepts quickly and to critically apply those concepts in practice.

We will consider both junior level and highly experienced candidates for this unique opportunity. A fully experienced candidate will be considered for a home office arrangement, providing they are based in the Midwest. A lesser experienced candidate will need to reside in an area easily accessible to Kent, Ohio for training purposes. In addition, if you are an experienced individual looking for temporary work in this field, we actively seek independent contractors from time to time to cover our peak workloads, the second half of the calendar year.

Travel Requirements:

Candidate must be able to travel overnight as needed. Travel requirements fluctuate throughout the year, but can include up to 3-4 nights per week for 4 or more consecutive weeks during the busiest times (typically the second half of the year).

We offer a competitive compensation and benefits package that includes base salary and bonus incentives, benefits including health care and 401K, paid vacation, and personal time.

To apply, submit your resume (in a Word / PDF format only) and a completed Lending Questionnaire (obtained by clicking here) to recruiter@younginc.com.

Candidates that fail to submit a completed questionnaire will not be given further consideration.


We are an Equal Opportunity Employer. (EOE)


Opportunities with Clients

There are no opportunities available at this time.