Employment

Opportunities with Young & Associates, Inc. 

Young & Associates, Inc. is a progressive team of management consultants and support staff dedicated to the success of financial institutions by providing consulting, outsourcing, and educational services to community financial institutions nationwide and overseas.  Since our founding in 1978, we have grown and expanded our product and service offerings to include all the major areas of banking, such as risk management, capital planning, strategic planning, mergers and acquisitions, internal audit, branching and expansion, loan review, IT, and regulatory compliance.  Through affiliations with state and national banking associations, we also provide educational seminars and training to more than 3,000 bankers each year, and offer a variety of products specifically designed for the community bank – developed by bankers for bankers.


Lending / Loan Review – Associate Consultant / Consultant

Currently, we have an exciting opportunity within our Lending Division for an individual to provide consulting services to our community bank clients relating to all aspects of credit risk management, with a concentration in commercial loan review.

The selected individual’s primary responsibilities will include:

  • performing commercial loan reviews by analyzing loan documentation, financial information, and credit analysis in order to evaluate and effectively summarize the risk of the reviewed credit or credit relationship;
  • Performing residential and consumer loan reviews by analyzing loan documentation, financial information, and underwriting in order to evaluate and effectively summarize the risk of the reviewed credit; and
  • Reaching and supporting appropriate conclusions and providing valuable feedback to clients based on observations from a loan review.

Note: Loan Reviews will be conducted both on-site (at the clients offices) and off-site (at the employee’s home office or Kent, Ohio corporate office).

Additional responsibilities may include (depending on the candidate’s experience level) performing ALLL methodology reviews, appraisal reviews, reviews of a clients’ credit administrative processes, developing and / or presenting educational / training materials (in the form of seminars or webinars) associated with credit risk management and other related topics, and lending product and policy development.

Experience Levels Considered:

Associate Consultant

  • Bachelor’s degree in Business Administration, Accounting, Finance, Economics, or related field, or relevant work experience
  • Internship in academic field is a plus
  • GPA 3.2 or above, both in major and overall
  • Intermediate PC/Microsoft Office skills
  • Ability to work in a team environment
  • Ability to meet travel requirements
  • In lieu of commercial lending or commercial credit analysis experience, applicants will be considered if their educational and/or work history demonstrates the ability to learn new concepts quickly and to critically apply those concepts in practice

Consultant

  • Broad-based knowledge of banking and strong familiarity with principles of credit analysis
  • Minimum 3+ years of experience in commercial lending, commercial credit analysis, loan review, or examination of commercial lending functions
  • Experience evaluating and spreading financial statements
  • Intermediate PC/Microsoft Office skills
  • Ability to work in a team environment
  • Ability to meet travel requirements

We will consider both junior level and highly experienced candidates for this unique opportunity. A fully experienced candidate will be considered for a home office arrangement, providing they are based in the Midwest. A lesser experienced candidate will need to reside in an area easily accessible to Kent, Ohio for training purposes.

Travel Requirements:

Candidate must be able to travel overnight as needed. Travel requirements fluctuate throughout the year, but can include up to 3-4 nights per week for 4 or more consecutive weeks during the busiest times (typically the second half of the year).

We offer a competitive compensation and benefits package that includes base salary and bonus incentives, benefits including health care and 401K, paid vacation, and personal time.

Please submit your resume (Word format) and a completed questionnaire. Click here to download the questionnaire. E-mail all required materials to: employment@younginc.com.

Candidates that do not complete the questionnaire in its entirety will not be given further consideration.

We are an Equal Opportunity Employer. (EOE)

 


Information Technology Auditor / Educational Presenter

Currently, we have a growth opportunity within our Information Technology Department for an
individual to serve both in an auditor and educational trainer role. The selected individual’s primary
responsibilities will be to assist client banks in conducting off-site and on-site Information Technology
audits and training, and present educational / training sessions to state banking associations across the
United States (this may also include webinars). Additional duties will be to compose articles for our
Company quarterly newsletter, and help grow and increase the profitability of the Information
Technology Department.

The ideal candidate for this exciting opportunity will have a minimum of 5 years of experience in
information security in a financial services institution (banking, credit unions, regulatory, or combined),
with a focus in the following areas:

  • Security and Risk Management,
  • Communications and Network Security,
  • Identity and Access Management,
  • Security Assessment and Testing,
  • Security Operations,
  • Information Security Program Development and Management,
  • Information Security Incident Management, and
  • Business Continuity / Disaster Recovery Planning

In addition, one of the following industry recognized certifications is highly desirable:

  • Certified Information Systems Security Professional (CISSP),
  • Certified Information Systems Auditor (CISA),
  • Certified in Risk and Information Systems Control (CRISC), or
  • Certified Information Security Manager (CISM).

Excellent written and verbal communication skills are required. The fully experienced candidate will
have the flexibility of working out of a home office, preferably in the Midwest, as much of our
Information Technology business is geographically suited in the Midwest. For a lesser experienced
individual, regular accessibility to our Kent, Ohio office will be required to provide training in all needed
areas. Candidates must have reasonable access to a major airport for air travel purposes.

Initially, and dependent upon experience and skill level, travel may not be as frequent, while training is
being provided. Once fully trained, it is expected that the individual will travel at a minimum 60% of
their time; and when traveling long days should be expected.

We offer a total compensation package that includes base salary, bonus incentives for profitability and
business referrals, benefits including health care and 401(k), vacation and personal time, and flexibility in
scheduling your work.

Please submit your resume (Word format) and a completed questionnaire. Click here to download the questionnaire. E-mail all required materials to: employment@younginc.com.

We are an Equal Opportunity Employer.

 

 

Bank Compliance Consultant / Public Speaker

Currently, we have a unique opportunity available within our Compliance Division for a Consultant, with a background in all areas of regulatory Compliance, to present educational and training sessions to state banking associations. Secondary duties will be to assist banks in conducting off-site and on-site compliance reviews and training, composing articles for the Compliance Update Newsletter and other compliance related publications, writing training materials, responding to client calls through the Compliance Hotline, and helping grow and increase the profitability of the Compliance Division.

To be considered for this position you must possess prior banking experience, including a minimum of five (5) years well rounded regulatory compliance experience. Current knowledge of the Bank Secrecy Act is a plus. In addition, excellent written and verbal communication skills are required. Your ability to travel a minimum of 60% is required; when traveling, additional time and long days should be expected. Microsoft Office and general networking skills are necessary. Prior public speaking experience is necessary.

Although our main office is in NE Ohio, our expectation is to provide this employee the flexibility of working out of a home based office, preferably in the Midwest, as much of our Compliance business is geographically situated in that region. Also, applicants must have reasonable access to a major airport for air travel purposes.

Our total compensation package includes base salary, bonus incentives for profitability and business referrals, benefits including health care and 401(k), vacation and personal time, and flexibility in scheduling your work.

Please submit your resume (Word format) and a completed questionnaire.  Click here to download the questionnaire. E-mail all required materials to: employment@younginc.com.

We are an Equal Opportunity Employer.

 

Opportunities with Clients

We are assisting a client in Indiana, on a search for a Compliance Officer. If you know of anyone who may have an interest, please have them contact the Y&A HR department, expressing their interest at recruiter@younginc.com.

JOB DESCRIPTION: COMPLIANCE OFFICER
DEPARTMENT: Audit & Legal
CLASSIFICATION: Exempt
REPORTS TO: Chief Operations Officer
SUPERVISES: No supervisory responsibility

JOB SUMMARY: Provides administration to oversee the compliance laws and regulations as they
apply to the financial institution.

MAJOR DUTIES & RESPONSABILITIES:

  • Develops, administers, and monitors programs to ensure the financial institution’s compliance
    with laws, regulations, and rules governing operations and product offerings.
  • Trains staff on compliance material and attends training to stay up to date on all new regulatory
    issues.
  • Reviews procedures at least annually from a compliance perspective.
  • Acts as a resource for all Bank units and management to complete appropriate research and offer
    guidance regarding answers to compliance related questions.
  • Performs as a liaison between Bank, Trust/Investments and federal/state compliance examiners,
    auditors, and third parties. Facilitates collection of requirements for such audits and exams.
  • Actively participates and/or leads CRA, Information Security, ERM, and other risk management
    and regulatory programs and requirements.
  • Utilizes approved third parties to fulfill compliance reviews, respond to questions, and implement
    programs as needed to ensure complete Bank compliance with laws and regulatory requirements
    of all Bank units.
  • Completes compliance reviews as required.
  • Actively achieves individual sales, referral, operational, and community involvement goals.
  • Performs other duties as assigned.

EDUCATION & EXPERIENCE:

  • Bachelor’s degree in accounting, finance, economics, law, and/or five plus years of experience.
  • Compliance Certifications or CPA preferred.
  • Extensive knowledge of all financial institution policies and procedures.
  • Trust, investment banking, and brokerage knowledge preferred.
  • Extensive ability to read, analyze and interpret government regulations, trade journals and legal
    documents. Must be able to respond to common inquiries from managers, regulatory agencies,
    courts, and outside consultants.

E.O.E.