Opportunities with Young & Associates, Inc.
Young
& Associates is a progressive team of management consultants and support
staff dedicated to the success of financial institutions by providing
consulting, outsourcing, and educational services to community financial
institutions nationwide and overseas. In 25+ years we have grown and
expanded our product and service offerings to include all the major
areas of banking, such as risk management, capital planning, strategic
planning, mergers and acquisitions, branching and expansion, loan
review, marketing and compliance. Through affiliations with state and
national banking associations, we also provide educational seminars and
training to more than 3,000 bankers each year. We offer a variety of
products specifically designed for the community bank – developed by
bankers for bankers.
To be considered for this position you must possess prior banking experience, including a minimum of five (5) years full-time lending compliance experience. Operations consulting skills will be considered favorably. In addition, excellent written and verbal communication skills including strong presentation skills are required. Your ability to travel a minimum of 60% is required, and when traveling for public speaking engagements or client work, additional time and long days is a requirement. Excel and Word experience are a must. Additional computer skills are a plus.
Although our main office is in NE Ohio, this individual will have the flexibility of working out of a home based office. We are open to regions South or West of Ohio, as a way to geographically grow our existing regional business. Your ability to bring us additional business is a plus.
If you are interested in these unique opportunities, please send your resume with salary requirements to: Human Resources, Young & Associates, P.O. Box 711, Kent, Ohio 44240, e-mail (in Word documents only) to hresources@younginc.com or fax it to Manager of Human Resources, 330-678-6219. We are an equal opportunity employer.
Job Description
Establishes and negotiates, where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule and collateral requirements.
Approves loans up to the approved lending authority and serves as a contact officer on loans above the limit.
Identifies, reviews, documents, and follows all applicable compliance issues related to lending.
Collects and analyzes information that reflects the current creditworthiness of customers and the current merits of existing loans. May obtain information through direct inspection of the applicant’s business and/or collateral, review of interim financial reports, personal interview, and other means.
Monitors loan repayment activities and takes necessary action to collect from past due accounts.
Develops new business by contacting prospects and customers. Cross sells bank services.
Job Requirements
Education, training, experience:
Possess a minimum of five (5) years lending experience in commercial, consumer, and mortgage lending in a bank setting or another financial institution.
Superior interpersonal communication skills and exceptional reasoning and mathematics ability are essential.
Compensation Benefits:
This community bank offers a complete benefits package including health care, holidays, paid vacation, and 401K. Salary will be commensurate with experience.
If you are interested in being considered for this exciting opportunity, send your resume including salary history to
recruiter@younginc.com
Equal Opportunity Employer
Job Description
Has responsibility for executing the company’s regulatory program for compliance at all levels of the organization. The Compliance Officer organizes and monitors the Bank’s day to day compliance activities.
Analyzes new and pending laws and regulations which directly affect the Bank’s practices.
Works with those areas of the bank affected by changing laws, regulations, or policies to ensure that appropriate changes are implemented.
Organize conduct of bank compliance exams including preparation of information, respond to examiners questions regarding the Bank’s processes and policies and implement corrective action as required by the regulators.
Prepares and presents quarterly reports to the Board of Directors regarding the Institution’s record of compliance.
Provide training to new employees and continuing education/refresher training.
Research regulatory issues and respond to compliance questions from bank personnel.
Collaborates with other departments to direct compliance issues to appropriate channels for investigation and resolution.
Reviews required forms and disclosures periodically to ensure compliance with applicable federal and state laws and regulations.
Advises management of problem situations and works to obtain corrective action.
Participate in meetings and task forces to bring the compliance perspective to the development of new products and services and modification of existing ones.
Develop and update compliance issues in manuals and other bank publications.
Job requirements:
Position requires prior experience with the development and implementation of compliance programs and knowledge of national banking regulations. Excellent communication skills are required for this position, as are strong analytical and organizational skills, and interpersonal skills. Ability to organize and prioritize work and meet deadlines required. Associate's degree and one - three years of previous experience working in a professional compliance position.
One - three years on the job experience with Word, Excel and Access.
Previous banking experience required.
Compensation Benefits:
This community bank offers a complete benefits package including health care, holidays, paid vacation, and 401K. Salary will be commensurate with experience.
To be considered for this excellent opportunity, please send your resume along with salary history to recruiter@younginc.com.
Equal Opportunity Employer
