Lending Dept Analysis/Process Review

The Lending Department Analysis/Process Review is a detailed study of your institution’s lending department. It includes a detailed review of credit processes, appraisal policy and practices, ALLL policy and documentation levels, collateral valuation and inspection techniques, utilization of the institution’s MIS system, staffing level adequacy, workflow effectiveness, roles and responsibilities, etc. The assessment process includes a review of the institution’s credit risk management processes and systems to identify, measure, monitor, control, and report credit risk as outlined by supervisory guidelines. The study will be tailored to the needs of your institution and compared with institutions of similar size. The objective of the study is to maximize departmental efficiency while ensuring that all risk management practices appropriate for your institution’s profile are in place.