Capital Planning and Capital Contingency

It is important to understand, plan, and then implement the new regulatory emphasis on the responsibility of the board and senior management to determine capital adequacy based on the specific risk at the institution, and develop a capital contingency plan and policy to ensure capital adequacy after stressing capital. Young & Associates, Inc. can guide you through this process by assisting in the development of a useable methodology that meets the regulatory guidelines while avoiding the traps that an ill-conceived methodology can create.