The community bank credit analyst must examine the financial history of an applicant in order to determine creditworthiness for the future. In other words, “today’s loan is paid with tomorrow’s cash.” This new video will discuss the seven areas that a credit analyst is expected to cover in their analysis of a credit report as follows:
Business Analysis and Industry Risk
Financial Statement Analysis
Cash Flow Analysis
Short Term / Long Term Projection Analysis
Writing the Credit Analysis Report
Making the Credit Decision and Structuring the Loan
Monitoring the Loan
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