Home2021 Latest Information – December – August

December

OCC: CRA Asset Thresholds
FinCEN: Final Rule – Reports of Foreign Financial Accounts Civil Penalties; Federal Register notice
CFPB: Final Rule – HMDA (Regulation C) Adjustment to Asset-Size Exemption Threshold; Federal Register notice
CFPB: Final Rule – HMDA (Regulation C) Adjustment to Asset-Size Exemption Threshold
CFPB: Final Rule – TILA (Regulation Z) Adjustment to Asset- Size Exemption Threshold; Federal Register notice
CFPB: Final Rule – TILA (Regulation Z) Adjustment to Asset- Size Exemption Threshold
OCC: 2020 Small Business, Small Farm, and Community Development Lending Data
FDIC: 2020 Small Business, Small Farm, and Community Development Lending Data
FFIEC: 2020 Small Business, Small Farm, and Community Development Lending Data
CFPB: Letter to Mortgage Servicers: – Servicemember and Veteran Homeowner Protections During the Pandemic
CFPB: Notification Letter – Servicemember and Veteran Homeowner Protections During the Pandemic
FinCEN: Financial Threat Analysis – Illicit Finance Threat Involving Wildlife Trafficking and Related Trends in BSA Data
FDIC/FRB: Annual Asset-Size Thresholds Under CRA Regulations (Federal Register notice)
FRB: Revised HMDA Examination Procedures
OCC: Extension of Revised Statement Regarding Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O
FRB: Extension of Revised Statement Regarding Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O
FDIC: Extension of Revised Statement Regarding Status of Certain Investment Funds and Their Portfolio Investments for Purposes of Regulation O
OCC: HMDA Interagency Examination Procedures
FDIC: Technical Assistance Videos on the Mortgage Servicing Rules
FRB: Annual Asset-Size Thresholds Under CRA Regulation
FDIC: Annual Asset-Size Thresholds Under CRA Regulation
OCC: Final Rule to Rescind 2020 CRA Rule (Federal Register notice 12/15/21)
OCC: Final Rule to Rescind 2020 CRA Rule
FinCEN: RFI – Review of BSA Regulations and Guidance (Federal Register notice 12/15/21)
CFPB: Regulation E FAQs Updated
CFPB: Fall Rulemaking Agenda
CFPB: Small Business Lending Data Collection Under Regulation B; Corrections – Federal Register notice
CFPB: Examples of Unfair Practices and Other Violations by Mortgage Servicers
(Federal Register notice 12/8/21)
OCC: Semiannual Risk Perspective
FinCEN: NPRM Beneficial Ownership Information Reporting Requirements
(Federal Register notice 12/8/21)
FinCEN: Fact Sheet: Beneficial Ownership Information Reporting NPRM
CFPB: Final Rule – Facilitating the LIBOR Transition (Regulation Z); Federal Register notice 12/8/21)
OCC: Acting Comptroller Discusses Reforming Overdraft Programs
CFPB: Fall 2021 Supervisory Highlights
FTC: Final Rule Privacy of Consumer Financial Information Rule Under the GLBA (Federal Register notice)
FTC: Final Rule Standards for Safeguarding Consumer Information (Federal Register notice)

November

FDIC: List of Banks Examined for CRA Compliance
OCC: CRA Evaluations for 17 National Banks and Federal Savings Associations
OCC: BSA/AML Examination Manual Update
FDIC: BSA/AML Examination Manual Update
CFPB: Research Shows Banks’ Deep Dependence on Overdraft Fees
OCC: CRA Examination Schedules for Q1 & Q2 2023
FDIC: CRA Examination Schedules for Q1 & Q2 2022
Federal Register notice: Truth in Lending (Regulation Z)
Federal Register notice: Consumer Leasing (Regulation M)
Federal Register notice: Appraisals for HPMLs Exemption Threshold
CFPB: Final Rule – Federal Register notice
CFPB: Final Rule – Fair Credit Reporting Act Disclosures
OCC Clarifies Bank Authority to Engage in Certain Cryptocurrency Activities and Authority of OCC to Charter National Trust Banks
FDIC: Joint Statement on Crypto-Asset Policy Sprint Initiative and Next Steps
FDIC:Computer-Security Incident Notification Joint Final Rule
FDIC: Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the Continuing COVID-19 Pandemic and CARES Act
FinCEN: Advisory on Ransomware and the Use of the Financial System to Facilitate Ransom Payments
CFPB: Advisory Opinion on Name-Only Matching
CFPB: Final Rule – TILA (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, Qualified Mortgages) Federal Register notice
CFPB: Disputes on Consumer Credit Reports
FinCEN: Real Estate Geographic Targeting Orders Renewed for 12 Metropolitan Areas
CFPB: Resources to Help Industry Participants Understand, Implement, and Comply with the Debt Collection Rule
FDIC: Final Rulemaking to Amend the Real Estate Lending Standards (Federal Register notice 10/27/21)
CFPB: HMDA Reminder – Use the 2020 Census Data Beginning January 1, 2022. If you have any questions about these requirements, please contact mailto:hmdahelp@cfpb.gov.
CFPB: Final Rule – TILA (Regulation Z) Annual Threshold Adjustments (Credit Cards, HOEPA, Qualified Mortgages)
FinCEN: FATF Identifies Jurisdictions with AML/CFT/CPF Deficiencies
OCC: Community Reinvestment Act FAQs Regarding NPRM to Rescind the June 2020 Rule
OCC: TILA Revised Interagency Examination Procedures
OCC: Retail Lending – Revised Comptroller’s Handbook Booklet and Rescissions
FRB: Consumer Compliance Outlook

October

CFPB: 2022 HMDA Filing Instructions Guide Update
Joint Agencies: Statement on Managing the LIBOR Transition
OCC: LIBOR Transition: Updated Self-Assessment Tool for Banks
FinCEN: Ransomware Trends in BSA Between January 2021 and June 2021
CFPB: Semi-Annual Report
CFPB: Debt Collection Rule FAQs
CFPB: Small Business Lending Data Collection under the ECOA (Federal Register notice)

September

CFPB: The Consumer Credit Card Market
OFAC: Updated Advisory on Potential Sanctions Risks for Facilitating Ransomware Payments
CFPB: Consumer Complaints Throughout the Credit Life Cycle, by Demographic Characteristics
FinCEN: Advanced Notice of Proposed Rulemaking (ANPRM): Anti-Money Laundering Regulations for Dealers in Antiquities
CFPB: Report: Financial Conditions for Renters Before and During COVID-19
Federal Register notice OCC: Proposal to Rescind 2020 Community Reinvestment Act Rule
FinCEN: Attention to Online Child Sexual Exploitation Crimes
FDIC: Overview and Updates on Consumer Complaints Management
Supplemental Guide for Quarterly Filers for 2022
CFPB: 2022 HMDA Filing Instructions Guide (FIG)
FRB: Supervisory Expectations for Supervised Institutions Regarding Juneteenth Federal Holiday and Certain Provisions of Regulation Z
FRB: Supervisory Expectations for Supervised Institutions Regarding Juneteenth Federal Holiday and Certain Provisions of Regulation Z
FDIC: Results of Summary of Deposits Annual Survey
FFIEC: 2021 Census Data Products
FFIEC: 2021 Geocoding System
OCC: Proposal to Rescind 2020 Community Reinvestment Act Rule
FRB: Community Bank Access to Innovation through Partherships
CFPB: 2021 College Credit Card Agreements

August 2021

FDIC: List of Banks Examined for CRA Compliance
OCC: CRA Evaluations for 19 National Banks and Federal Savings Associations
CFPB: Supplemental Estimation Methodology for Institutional Coverage and Market-Level Cost Estimates in the Small Business Lending Data Collection NPRM
CFPB: Proposed Rule – Small Business Lending Data Collection under the ECOA (Regulation B)
CFPB: Federal Register Withdrawal of Proposal to Delay Effective Date of Debt Collection Practices (Regulation F)
FDIC: CRA Examination Schedule for Fourth Quarter 2021 and First Quarter 2022
Joint Agencies (FDIC, FRB, OCC): Conducting Due Diligence on Financial Technology Companies: A Guide for Community Banks
OCC: Fourth Quarter 2021 and First Quarter 2022 CRA Evaluation Schedule
CFPB: Notification of Technical Specifications for Credit Card Agreement and Data Submissions Required under the TILA and CARD Act; Procedural Rule
FinCEN: 2020 SAR Filing Trend Data Now Available
CFPB: Effective Date for Debt Collection Final Rules
FRB: Consumer Compliance Outlook
OCC: Bulletin 2021-33 – EFTA: Supplemental OCC Examination Procedures on Remittance Transfer Amendments; Summary of Amendments; and Rescissions
Federal Register: FDIC: Proposed Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts
CFPB: Updated Mortgage Servicing Small Entity Compliance Guide
CFPB: Interpretive Rule on Certain Mortgage and Disclosure Timing Requirements for the 2021 Juneteenth Federal Holiday
OCC: Bulletin 2021-35: Community Reinvestment Act, Fair Housing Act, and Equal Credit Opportunity Act: OCC Contact Information for Certain Notices and Posters
CFPB: Mortgage Servicing COVID-19 Pandemic Response Metrics
FinCEN: Virtual FinCEN Exchange on Ransomware
FFIEC: Guidance on Authentication and Access to Financial Institution Services and Systems
Federal Register Notice – CFPB: Interpretive Rule on Certain Mortgage and Disclosure Timing Requirements for the 2021 Juneteenth Federal Holiday
FDIC: Request for Information on the FDIC’s Supervisory Approach to Examinations During the Pandemic

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