MJ McGowan Curtis specializes in commercial appraisal reviews within the lending division at Young & Associates. In addition to her career working with a large real estate construction firm, she has more than 7 years of experience analyzing and reviewing appraisals of commercial, hospitality, retail, and industrial real estate. Her technical and compliance reviews determine whether the appraiser’s methods, assumptions, and value conclusions are reasonable, supported, compliant with USPAP and bank regulatory agencies’ appraisal regulations, and consistent with supervisory guidance. Her reviews provide each client with a detailed report, outlining the adequacy of each appraisal.