Audit / Review Services

Audit / Review Services

As we approach the end of 2020, Young & Associates would like to ensure that you are covered for your audit/review needs for 2021.

Young & Associates, Inc. offers a wide variety of Audit/Review Services. We remain committed to keeping our employees, clients, and partners safe and healthy during the COVID-19 pandemic. During this difficult and unprecedented time, we have continued to successfully leverage technology to fulfill our commitments to our clients through secure remote access for reviews, virtual/teleconference training, and other management consulting support. We see this ability as a win-win for everyone – the review and training get completed in a timely manner and the bank avoids paying travel expenses. Concerned about security, please be assured that we use the latest secure technology.

Management Capital Planning Stock Valuations IRR Reviews Liquidity Reviews Model Back-Testing/Validations

Martina Dowidchuk 330-422-3449 Email Martina.

Strategic Planning Strategic Planning

Bob Viering 330-422-3476 Email Bob

Compliance Compliance Review Compliance Risk Assessment Compliance Management Review/Assessment BSA/AML, Fair Lending, HMDA, UDAAP, Safe Act Review Fair Lending Risk Assessment

Karen Clower 330-422-3444 Email Karen

Lending Third-Party Loan Review Credit Process Analysis ALLL Review CRE Stress Testing Agricultural Stress Testing Policy Review

Bob Viering 330-422-3476 Email Bob

Appraisal Review Commercial Residential Ag

Kyle Curtis 330-422-3445 Email Kyle

Quality Control Residential Mortgage Quality Control Review Due Diligence Review Early Payment Default Review FHA Branch Audit FHA / VA Denied Loan Review

Ollie Sutherin 330-422-3453 Email Ollie

Internal Audit Branch, Deposit, Loan, Wire Transfer, and Electronic Banking Operations Funds Management (including Investments) Bank Owned Life Insurance (BOLI) Human Resource (limited) Payroll Processing Operational Risk Assessments and Audit Plan Development

Jeanette McKeever 330-422-3468 Email Jeanette

Information Technology IT Audit Social Engineering (Phishing, Pretext Testing) Vulnerability Testing and Penetration Testing

Mike Detrow 330-422-3447 Email Mike

Human Resources HR Audit ADA Website Compliance Compensation Risk Assessment Pay/Staffing Studies

Mike Lehr 330-777-0094 Email Mike

Training / Education Compliance (Bill Elliott) Lending (Aaron Lewis)

Bill Elliott 330-422-3450 Email Bill

Aaron Lewis 330-422-3466 Email Aaron

Why Choose Young & Associates, Inc

Young & Associates’ consultants provide a level of expertise gathered over 42 years. In our consulting engagements, we closely monitor the regulatory environment and best practices in the industry, develop customized solutions to our clients’ needs, and prepare detailed and timely audit reports to ease implementation moving forward. With backgrounds and experience in virtually all areas of banking, our consultants bring a broad knowledge base to each client relationship. Many of our consultants and trainers have come to the company directly from positions in financial institutions or regulatory agencies where they worked to resolve many of the issues that our clients face daily.

Thank you for your consideration. We welcome the opportunity to work with you in 2021 and beyond. For more information on any of these Audit/Review Services, contact the consultant listed above or visit younginc.com.