By: Jerry Sutherin, President & CEO In today’s dynamic market, some of the biggest challenges faced by our clients include but are not limited to interest rate risk management, liquidity,...
By: Jerry Sutherin, President & CEO In today’s dynamic market, some of the biggest challenges faced by our clients include but are not limited to interest rate risk management, liquidity,...
By: Edward Pugh, AAP, CAMS, CAMs-Audit, CFE One of the key components of a financial institution’s compliance with BSA/AML regulatory requirements is independent testing of the BSA/AML Program. Independent testing...
By: David Reno, Director of Loan Review & Lending Services Loans, especially non-consumer loans, typically represent the greatest level of risk on your balance sheet. Therefore, effective commercial loan portfolio...
By: William J. Showalter, CRCM, CRP, Senior Consultant The Consumer Financial Protection Bureau (CFPB) has issued its final rule to implement the rule required by Congress that is intended to...
By: Michael Gerbick, COO Do you have a due diligence packet? Can you answer these questions for our due diligence? Our outsourced vendor relationship manager will be reaching out to...
May 5, 1961 – January 7, 2023 With great sadness, we announce that Kyle Curtis, of Chandler, AZ, passed away unexpectedly on January 7, 2023. Born on May 5, 1961,...
By: Brian Kienzle, CISSP, OSCP and Mike Detrow, CISSP As we discuss technical testing techniques with financial institutions, we still see a lot of confusion about the difference between a...
By: Edward Pugh, CAMS, CAMS-Audit, AAP, CFE, Consultant For many financial institutions, the concept of a BSA/AML Model Validation is new. In the past, model validations were in the domain...
By: Ollie Sutherin, Principal, Y&A Credit Services, LLC It is no secret that community banking is shrinking at an increasing rate across the entire United States. At the close of...
The most important investment a financial institution can make is in the training of its employees. Young & Associates is a national leader in continuing education and training programs for...