July 18, 2023
By: Jerry Sutherin, President & CEO In today’s dynamic market, some of the biggest challenges faced by our clients include but are not limited to interest rate risk management, liquidity,...
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Michael Baldridge, Author at Young & Associates, Inc.
July 18, 2023
By: Edward Pugh, AAP, CAMS, CAMs-Audit, CFE One of the key components of a financial institution’s compliance with BSA/AML regulatory requirements is independent testing of the BSA/AML Program. Independent testing...
July 18, 2023
By: David Reno, Director of Loan Review & Lending Services Loans, especially non-consumer loans, typically represent the greatest level of risk on your balance sheet. Therefore, effective commercial loan portfolio...
July 18, 2023
By: William J. Showalter, CRCM, CRP, Senior Consultant The Consumer Financial Protection Bureau (CFPB) has issued its final rule to implement the rule required by Congress that is intended to...
July 17, 2023
By: Michael Gerbick, COO Do you have a due diligence packet? Can you answer these questions for our due diligence? Our outsourced vendor relationship manager will be reaching out to...
April 6, 2023
May 5, 1961 – January 7, 2023 With great sadness, we announce that Kyle Curtis, of Chandler, AZ, passed away unexpectedly on January 7, 2023. Born on May 5, 1961,...
March 28, 2023
By: Brian Kienzle, CISSP, OSCP and Mike Detrow, CISSP As we discuss technical testing techniques with financial institutions, we still see a lot of confusion about the difference between a...
March 28, 2023
By: Edward Pugh, CAMS, CAMS-Audit, AAP, CFE, Consultant For many financial institutions, the concept of a BSA/AML Model Validation is new. In the past, model validations were in the domain...
March 28, 2023
By: Ollie Sutherin, Principal, Y&A Credit Services, LLC It is no secret that community banking is shrinking at an increasing rate across the entire United States. At the close of...
March 28, 2023
The most important investment a financial institution can make is in the training of its employees. Young & Associates is a national leader in continuing education and training programs for...
