July 27, 2022
By: Ollie Sutherin, Principal, Y&A Credit Services The focus of this article is to provide an overview of what Y&A Credit Services, LLC views as key elements during the underwriting...
HomeCategoryUncategorized Archives - Young & Associates, Inc.
July 27, 2022
The increasing sophistication of Anti-Money Laundering/Combating the Funding of Terrorism (AML/CFT) software and modeling techniques and the broader application of these models have played an undeniable role in the enhanced...
July 27, 2022
By: William J. Showalter, CRCM, CRP, Senior Consultant In our last issue, we discussed what UDAAP is and how to set up a program in your bank to avoid trouble...
June 1, 2022
We are proud to introduce a new line of business through an affiliated organization of Young & Associates, Inc.: Y&A Credit Services, LLC. Y&A Credit Services is a full-service provider...
March 23, 2022
What is the overall condition of your commercial loan portfolio? Do you focus on net charge-offs? Delinquencies? Financial statement exceptions to policy? Number and level of TDRs and non-accruals? The...
March 23, 2022
We are pleased to announce that Dave Dalessandro has returned to Young & Associates as a Senior Consultant, where he concentrates on lending consulting and education. Dave brings over 34...
March 23, 2022
There is risk in every aspect of the banking industry and the regulatory environment seems to continually change. As to the governance and control functions of the industry, it may...
March 23, 2022
The Consumer Financial Protection Bureau (CFPB) celebrated Halloween in 2012 by releasing its updated Supervision and Examination Manual (version 2.0). The manual includes updated examination procedures for assessing compliance with...
March 23, 2022
Fannie Mae predicts $2.72 trillion in mortgage originations in 2021 and $2.47 trillion in 2022. They anticipate purchase volume to go from $1.53 trillion in 2020 to $1.6 trillion in...
March 23, 2022
UncategorizedDon Stimpert Joins Young & Associates as Consultant and Manager of Secondary Market QC Services
Don Stimpert has joined Young & Associates, Inc. as a Consultant and Manager of Secondary Market QC Services. Having over 38 years of experience in the banking and finance industry,...
