Young & Associates, Inc. can assist with the review of your bank’s existing liquidity-related policies and, based on the evaluation of the bank’s existing balance sheet composition and other characteristics, provide written recommendations for changes or additions to the existing policy/plan. Our assistance focuses on addressing the following:
- Primary and contingent funding sources
- Funding concentrations and limits
- Stress events that are likely to increase the bank’s liquidity risk
- Early warning indicators that would help identify an emergence of a potential stress event
- Funding strategies for different stress levels
- CFP team, responsibilities, and communication flow
- Action plan for different stress situations
- Cash flow planning and contingent funding monitoring reports
- Stress testing / alternative scenario analysis