Fair Lending Review

The Fair Lending Review offers a fair lending assessment of your institution’s lending function. This review is modeled after the fair lending examination procedures issued by the regulatory agencies. It generally includes a loan policy review and a comparison of questionnaires completed by your loan officers regarding their underwriting practices. The various fair lending techniques utilized during the review may include: a comparative file analysis, adverse action review and/or a consumer loan pricing review. The review is based on the individual needs of your institution, and can be customized to assure that the fair lending risk is properly addressed so that your institution can manage all fair lending risks.