HomeLatest Information 2022

May 2022

FDIC: List of Banks Examined for CRA Compliance
Joint Agencies: Joint Proposal to Strengthen and Modernize Community Reinvestment Act Regulations
FDIC: Final Rule Regarding False Advertising, Misrepresentations About Insured Status, and Misuse of Name or Logo
OCC: CRA Evaluations for 29 National Banks and Federal Savings Associations
FDIC: CRA Examination Schedule for Q3 & Q4 2022
FDIC, FRB, OCC: Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance
CFPB: Circular 2022-03 Adverse Action Notification Requirements in Connection with Credit Decisions Based on Complex Algorithms
CFPB: Interpretive Rule Seeks to Clarify Scope of States’ Ability to Enforce Federal Consumer Financial Protection Laws
OCC: Third and Fourth Quarter 2022 CRA Evaluation Schedule
CFPB: New Effort to Promote Competition and Innovation in Consumer Finance
CFPB: Interpretive Rule Seeks to Clarify Scope of States’ Ability to Enforce Federal Consumer Financial Protection Laws
FDIC: Small Entity Compliance Guide related to Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts
CFPB: Advisory Opinion on Coverage of Fair Lending Laws
CFPB: Deceptive Representations Involving the FDIC’s Name or Logo or Deposit Insurance
FDIC: Final Rule Regarding False Advertising, Misrepresentations About Insured Status, and Misuse of Name or Logo
CFPB: Report on Mortgage Servicing Metrics
Joint Agencies: Revised Interagency Q&A Regarding Flood Insurance: OCC
Joint Agencies: Revised Interagency Q&A Regarding Flood Insurance: FRB
Joint Agencies: Revised Interagency Q&A Regarding Flood Insurance: FDIC
CFPB: Advisory Opinion on Coverage of Fair Lending Laws
CFPB: 2021 Fair Lending Report Federal Register
CFPB: 2021 Fair Lending Report
HUD: Form HUD-92070 SCRA Notice Disclosure
Joint Agencies: Joint Proposal to Strengthen and Modernize Community Reinvestment Act Regulations
OCC: CRA Evaluations
FDIC: List of Banks Examined for CRA Compliance
CFPB: Supervisory Report Finds Unlawful Auto Repossessions, Breakdowns in Credit Report Disputes
FinCEN: Renewal and Expansion of Geographic Targeting Orders
FRB: Consumer Compliance Outlook
CFPB: Spanish Translations for Certain Model and Sample Forms in the Prepaid Rule (Regulation E) and Adverse Action (Regulation B)
Access the Prepaid Rule forms here
Access the ECOA/Regulation B forms here

April 2022

OCC: Workshops for Directors of National Community Banks and Federal Savings Associations
CFPB Releases Report on Financial Challenges Facing Rural Communities
FinCEN: Advisory on Kleptocracy and Foreign Public Corruption
OCC: Bulletin 2022-13: SARs: OCC Authority for Exemptions to SAR Requirements: Final Rule
FFIEC: 2022 HMDA Reporting Getting It Right!
OCC: List of Banks Examined for CRA Compliance
FDIC: Request for Comment on Statement of Principles for Climate-Related Financial Risk Management for Large Financial Institutions
FDIC: List of Banks Examined for CRA Compliance
OCC: Community Developments Investments
CFPB: Proposed Rule Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)
Federal Register
FDIC: Notification of Engaging in Crypto-Related Assets

March 2022

FDIC: Consumer Compliance Supervisory Highlights
FFIEC: Census Flat Files
FFIEC: 2022 CRA Data Entry Software
FDIC: Request for Comment on Statement of Principles for Climate-Related Financial Risk Management for Large Financial Institutions
Agencies: OCC Computer-Security Incident Notification Implementation
Agencies: FRB Computer-Security Incident Notification Implementation
Agencies: FDIC Computer-Security Incident Notification Implementation
CFPB: Credit Card Late Fees
CFPB: Notice and Request for Comment Regarding Fees Imposed by Providers of Consumer Financial Products or Services
CFPB: Compliance Bulletin – Unfair and Deceptive Acts or Practices That Impede Consumer Reviews
CFPB: Statement on Appraisal Task Force Report
CFPB: 2021 HMDA LAR Availability – The modified LARs can be accessed here
CFPB: Compliance Bulletin – Unfair and Deceptive Acts or Practices That Impede Consumer Reviews
FFIEC: 2022 FFIEC Census Products – The tentative release schedule is provided here
FFIEC: 2022 FFIEC Census Products
OCC: Final Rule Addressing Authority for Exemptions to SAR Requirements
FinCEN: FIU Working Group Statement of Intent
FinCEN: Alert on Real Estate, Luxury Goods, and Other High-Value Assets Involving Russian Elites, Oligarchs, and their Family Members
FinCEN: Actions to Support REPO Multilateral Task Force and Ongoing U.S. Government Efforts to Combat Foreign Government Corruption
CFPB: Updated Exam Manual for Evaluating UDAAPs
FATF: Jurisdictions with Anti-Money Laundering and Combating the Financing of Terrorism and Counter-Proliferation Deficiencies
FinCEN: Increased Vigilance Advised for Potential Russian Sanctions Evasion Attempts
FinCEN: Red Flags on Potential Russian Sanctions Evasion Attempts

February 2022

FDIC: List of Banks Examined for CRA Compliance
CFPB: 2021 HMDA LAR Availability – The modified LARs can be accessed here
CFPB: Servicer Responsibilities in Public Service Loan Forgiveness Communications (Federal Register notice)
CFPB: Mitigating Harm From Repossession of Automobiles
(3/3/22: Federal Register notice)
FDIC: CRA Examination Schedules for Second and Third Quarters 2022
CFPB: Rising Car Prices Means More Auto Loan Debt
CFPB: Compliance Bulletin on the EFTA’s Compulsory Use Prohibition and Government Benefit Accounts (Federal Register notice)
CFPB: Factsheet – Prepaid Interest and the General Qualified Mortgage APR Special Rule for Adjustable Rate Mortgages
OCC: Second and Third Quarter 2022 CRA Evaluation Schedule
OCC: FAQs Regarding the Final Rule to Rescind the June 2020 CRA Rule
CFPB: Using Special Purpose Credit Programs to Serve Unmet Credit Needs
Interagency Statement on Special Purpose Credit Programs Under the ECOA and Regulation B Interagency Statement:
CFPB: Servicer Responsibilities in Public Service Loan Forgiveness Communications
FRB: Consumer Compliance Outlook
CFPB: Facilitating the LIBOR Transition (Regulation Z); Correction Federal Register:
CFPB: Compliance Bulletin on the EFTA’s Compulsory Use Prohibition and Government Benefit Accounts
OCC: Modernization of the Community Reinvestment Act
FinCEN: Rapid Response Program (RRP) Fact Sheet
FinCEN: Statement Regarding Beneficial Ownership Information Reporting and Next Steps
CFPB: 2022 Reportable HMDA Data Reference Chart
OCC: Virtual Workshops for Community Bank Directors
FDIC: Priorities for 2022
Joint Agencies: 2022 National Interagency Community Reinvestment Conference

January
FDIC: Podcast Series on Financial Inclusion and Minority Banks
FDIC: List of Banks Examined for CRA Compliance
Federal Register notice: CFPB: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services
OCC: CRA Evaluations for 16 National Banks and Federal Savings Associations
CFPB: Rural and Underserved Areas and Counties List for 2022
CFPB: Rural and Underserved Areas and Counties Tool for 2022
Federal Register: FDIC: Notification to Institutions Covered by the Recordkeeping for Timely Deposit Insurance Determination Rule Regarding Amendments to the Deposit Insurance Coverage Rules
CFPB: Request for Information Regarding Fees Imposed by Providers of Consumer Financial Products or Services
Federal Register: FinCEN: Proposed Rule for SAR Sharing Pilot Program to Combat Illicit Finance Risks
FinCEN: Proposed Rule for SAR Sharing Pilot Program to Combat Illicit Finance Risks
Federal Register: FinCEN: Inflation Adjustment of Civil Money Penalties
Federal Register: FDIC: Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts
FDIC: Final Rulemaking on Simplification of Deposit Insurance Rules for Trust and Mortgage Servicing Accounts
FRB: Money and Payments: The U.S. Dollar in the Age of Digital Transformation
CFPB: Compliance Bulletin and Policy Guidance: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act Federal Register
OCC: Notice of Inflation Adjustments for Civil Money Penalties
CFPB: HMDA 2022 Filing Reminders and Tips
CFPB: Notice of Inflation Adjustments for Civil Money Penalties
Federal Register:

OCC: Acting Comptroller Discusses Crypto-Assets and Regulation
CFPB: Compliance Bulleting and Policy Guidance: Medical Debt Collection and Consumer Reporting Requirements in Connection with the No Surprises Act
OCC: Notice of Inflation Adjustments for Civil Money Penalties
Federal Register:

FDIC: Notice of Inflation Adjustments for Civil Money Penalties Federal Register:
OCC: CRA Evaluations for 23 National Banks and Federal Savings Associations
CFPB: 2021 HMDA Data Filing Period Open
FDIC: CRA Evaluations
CFPB: Annual Report of Consumer and Credit Reporting Complaints

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