Internal Audit Consultant Biographies

Director of Lending Services

Kyle Curtis

Director of Lending Services

Kyle Curtis has more than 30 years of diverse banking experience in financial reporting, lending, credit authority and administration, and senior level management positions, including CFO and CCO as well as President and CEO, with several mid-sized community banks. He served on the Board and was Chairman of the Arizona Bankers Association. He has also served on the Board of Banker’s Bank of the West in Denver, CO, and the American Bankers Association Community Bankers Group. Kyle is a graduate of the Graduate School of Banking at the University of Colorado, and Arizona State University. As a Senior Consultant at Young & Associates, Inc., his time is shared between the lending and management consulting divisions, as well as regulatory compliance and policy development. He advises numerous clients on a variety of regulatory and compliance matters, including enterprise risk and credit management issues, financial and risk management assessments. He assists banks under regulatory enforcement agreements, and performs management and board of director assessments, appraisal reviews, loan review and ALLL analysis methodology, loan portfolio stress testing, and policy development and implementation.

Director of Information Technology Audit/Information Technology

Mike Detrow, CISSP

Director of Information Technology Audit/Information Technology

Mike Detrow manages the IT functions for Young & Associates, Inc., which include IT consulting services and the company’s internal IT needs. Mike performs IT Audits and IT Consulting services for our clients. He began his banking career in 2000 and started performing IT Audits for financial institutions in 2005. Mike has served as a network administrator for several community banks in Ohio and North Carolina and most recently served as the Vice President of Information Technology for a community bank in Ohio. He holds the designation of Certified Information Systems Security Professional (CISSP).

Jeanette L. McKeever, CCBIA

Director of Internal Audit

At Young & Associates, Inc., Jeanette is primarily involved with managing and delivering internal audit services, to include assessing controls and risk within organizational and operational audits and process reviews. She also is involved in providing trust, lending, and selective compliance services, including loan reviews, appraisal reviews, fair lending reviews, SAFE ACT reviews, and HMDA-LAR reviews. Her prior industry experience includes teller work, private banking services, and lending in both the credit union and community bank environments. Jeanette has served as a managing loan officer in both residential and consumer lending departments; in those capacities, she served as chief lending officer, performing loan processor and officer training and addressing policy and lending manual revisions. Jeanette’s experience totals 17 years in the banking and consulting industry. She is also experienced in residential real estate, title closings, and bookkeeping/ accounting. Jeanette earned the Certified Community Bank Internal Auditor (CCBIA) designation through Independent Community Bankers Association (ICBA).



Dee Bedell works as a compliance and internal audit Consultant for Young & Associates, Inc. She brings to the company over 35 years of industry experience, all in community banks. Her prior experience includes working as a bank teller, internal audit officer, security officer (information, physical and loss prevention), and compliance officer, including BSA and CRA, and in-house compliance trainer. Dee has earned the industry certifications of CRMA (Certification in Risk Management Assurance), CRCM (Certified Regulatory Compliance Manager), CFE (Certified Fraud Examiner), and CAMS (Certified Anti-Money Laundering Specialist).