This option will allow you to train your current and future staff with no time restriction. Includes the manual and access to the webinar for your institution through July 2023. (Note: If the regulators make changes to the application form within the next 3 years (through July 2023), Young & Associates, Inc. will update the webinar and manual to accommodate these changes.) Includes a 55-minute webinar and manual that provide step-by-step instructions for completing the new mortgage application, including special instructions for collecting Government Monitoring Information for both HMDA and Non-HMDA banks. The comprehensive manual is 62 pages in length.