Annual Underwriting Reviews
Taking a look at the past for a successful future
To ensure the minimization of risks on an ongoing basis, our commercial underwriting services include annual underwriting reviews. Whether you have limited resources to stay on top of them or simply want to outsource annual underwriting reviews so you can focus on what you do best, Y&A Credit Services is here for you.
We know how often the industry changes, so we’ll make sure you and your borrowers are maintaining compliance with your loan policy and risk management practices.
Reviewing Current Financials & Monthly Projections
Y&A Credit Services will help you mitigate risk while growing your financial institution.
Reduce Your Risk
Forward-Looking Underwriting Reviews
During annual underwriting reviews, we’ll take a look at your loan portfolio to identify areas of concern with your borrowers. Our team is experienced in not only looking at past financials but also contemplating what the future might hold. We will update each of your borrower’s risk ratings so you can make better-informed decisions.
Our team can also stress test your borrowers to identify potential risks and to prevent any unforeseen issues. We can also improve your credit monitoring strategies or suggest new ones to more readily identify future issues.
Our team can also stress test your borrowers to identify potential risks and to prevent any unforeseen issues. We can also improve your credit monitoring strategies or suggest new ones to more readily identify future issues.
Meet Our Industry Veterans
Skilled experts working for you
Connect with a consultant
Contact us to learn more about our consulting services and how we can add value to your financial institution
