Credit Services
Save time by outsourcing commercial underwriting
At Y&A Credit Services, we can assist your financial institution throughout the entire underwriting process. From commercial credit services and spreading financials, to annual underwriting reviews and credit services package reviews, our experienced team has an incredible depth of knowledge to help you mitigate risk, grow and manage your loan portfolio.
Take advantage of our industry veterans
Our experienced team will help your financial institution throughout the underwriting process
Minimize risk, maximize your time
Full Commercial Credit Services
Our team of underwriters will help you minimize risk in an ever-changing industry through our full commercial credit underwriting services. We’ll develop the entire narrative of a borrower’s business and financial history so you can assess their strengths and weaknesses.
Look at the past to guide the future
Annual Underwriting Reviews
During annual underwriting reviews, we look at your loan portfolio to identify areas of concern with your borrowers. Our team is experienced in looking at past financials while contemplating what the future might hold.
Efficiently analyze trends
Spreading Financials
We have advanced software that can spread financials, saving you time and increasing accuracy. By using this technology, we standardize all documents and data to analyze trends and identify risks and present them to you in a consistent manner or format.
The final underwriting review for success
Review of Underwriting Packages
Our experienced team will double-check the accuracy of all documents and perform a quality control check on all applicable parties’ financials and other pertinent information to ensure you make the right final decision on the loan.
Connect with a consultant
Contact us to learn more about our consulting services and how we can add value to your financial institution
