How we add value
Our consulting services
The Y&A ADVANTAGE
Deep banking roots grow strong relationships
We understand your business better than most because we've been right where you are now. Our consultants are comprised of former banking executives, who spent decades in the industry. We draw on the depth of our practical experience and technical expertise to use it to your advantage.
Live Webinar on September 16th
Using the FFIEC APR Software Effectively
Learn to Ensure Accurate APR Calculations and Fix Errors Before They Impact Compliance
Join us for a live webinar designed specifically for banks and credit unions. Discover how to leverage the FFIEC APR tool to verify the accuracy of your loan calculations, and get hands-on guidance on correcting any discrepancies. This comprehensive session will cover both non-real estate and real estate loans, providing you with the tools to maintain compliance and avoid costly pitfalls. Don’t miss this opportunity to enhance your compliance practices and safeguard your institution’s financial integrity. Register today to secure your spot!
Meet our industry EXPERTS
Specialized expertise with decades of experience
Jerry Sutherin
Chief Executive Officer
Michael Gerbick
President
David Reno
Director of Loan Review & Lending Services
FIND policies, toolkits and resources
Shop products and policies for your financial institution
As an added value for our clients, we have created a variety of compliance, lending, risk management and IT policies and toolkits for our clients to purchase and implement at their own organizations.
Grow your knowledge base
Financial education and training services
We offer a variety of educational programs, webinars and in-house training to help you develop and train your management team, employees and directors. Our programs cover a wide array of topics from regulatory compliance to lending and loan administration, and we can customize programs to fit your needs.
Stay industry focused
Find the latest news, insights and resources
Young & Associates Graduates from Prestigious Scalerator® Program
July 24, 2024 – Cleveland, Ohio – Young & Associates (Y&A) is proud to announce the successful completion of the renowned Scalerator® program by key members of its leadership team....
Handle ARM Adjustments with Care
Adjustable-rate mortgages have not been much of an issue since fixed rates have been so low, but they are still an important tool.
