Trusted Expertise

Consulting Services

Young & Associates is a national leader in consulting services for banks, credit unions and other financial institutions. Comprised of tenured banking professionals, our consultants have spent their careers working within financial institutions, developing insights and experience that make us uniquely qualified to address your needs.
Regulatory Compliance Services
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Regulatory Compliance Services

Financial institutions operate in an increasingly challenging regulatory environment. We can help you effectively navigate complex rules and regulations and address any compliance challenges to mitigate your risks.

Lending & Loan Review Services
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Lending & Loan Review Services

Protecting your financial institution’s assets and credit quality is essential. We can help you create a high-quality loan portfolio, adhere to regulatory requirements, and improve the efficiency of your lending function.

Appraisal Reviews
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Appraisal Reviews

Real estate appraisals face intense regulatory scrutiny. We provide an independent review of your appraisals and evaluations to ensure that they are compliant with regulations and guidelines.

Quality Control
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Quality Control

We provide mortgage loan quality control reviews for banks, credit unions and other financial institutions to ensure your practices adhere to internal policies, guarantor requirements and investor guidelines.

Liquidity Management Services
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Liquidity Management Services

Financial institutions should have a comprehensive liquidity management process established to help them identify, measure and control liquidity risk. We offer a variety of liquidity risk management services to our clients.

Management Consulting & Planning Services
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Management Consulting & Planning Services

Position your financial institution for success — now and in the future. We offer strategic planning, succession planning and capital planning services, as well as regulatory enforcement assistance, to develop customized solutions for long-term profitability

Expansion & Branching Services
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De Novo Charters and Mergers and Acquisitions

Evaluate your expansion opportunities using the latest market data and our team’s expertise. We offer a variety of expansion and branching services including de novo charters, branch market feasibility studies and merger and acquisition assistance

Internal Audit Services
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Internal Audit Services

Strengthen your bank’s ability to identify, assess and manage business risks in a challenging regulatory environment through our internal audit services. We provide internal audit planning, outsourcing and co-sourcing.

Information Technology Consulting
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Information Technology Consulting

As cyber risks become more prevalent, managing your technology infrastructure and security is paramount. We provide financial institution IT consulting to protect your organization from internal and external threats.

Human Resources Consulting
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Human Resources Consulting

Improve staffing and internal structure at your financial institution. We can help you manage your internal operations, implement compliant policies and keep compensation competitive, while maintaining profitability.

Regulatory Compliance Services
Regulatory Compliance Services

Financial institutions operate in an increasingly challenging regulatory environment. We can help you effectively navigate complex rules and regulations and address any compliance challenges to mitigate your risks.

Lending & Loan Review Services
Lending & Loan Review Services

Protecting your financial institution’s assets and credit quality is essential. We can help you create a high-quality loan portfolio, adhere to regulatory requirements, and improve the efficiency of your lending function.

Appraisal Reviews
Appraisal Reviews

Real estate appraisals face intense regulatory scrutiny. We provide an independent review of your appraisals and evaluations to ensure that they are compliant with regulations and guidelines.

Quality Control
Quality Control

We provide mortgage loan quality control reviews for banks, credit unions and other financial institutions to ensure your practices adhere to internal policies, guarantor requirements and investor guidelines.

Liquidity Management Services
Liquidity Management Services

Financial institutions should have a comprehensive liquidity management process established to help them identify, measure and control liquidity risk. We offer a variety of liquidity risk management services to our clients.

Management Consulting & Planning Services
Management Consulting & Planning Services

Position your financial institution for success — now and in the future. We offer strategic planning, succession planning and capital planning services, as well as regulatory enforcement assistance, to develop customized solutions for long-term profitability.

Expansion & Branching Services
Quality Control

Evaluate your expansion opportunities using the latest market data and our team’s expertise. We offer a variety of expansion and branching services including de novo charters, branch market feasibility studies and merger and acquisition assistance.

Internal Audit Services
Internal Audit Services

Strengthen your bank’s ability to identify, assess and manage business risks in a challenging regulatory environment through our internal audit services. We provide internal audit planning, outsourcing and co-sourcing.

Information Technology Consulting
Information Technology Consulting

As cyber risks become more prevalent, managing your technology infrastructure and security is paramount. We provide financial institution IT consulting to protect your organization from internal and external threats.

Human Resources Consulting
Human Resources Consulting

Improve staffing and internal structure at your financial institution. We can help you manage your internal operations, implement compliant policies and keep compensation competitive, while maintaining profitability.

Connect with a consultant

Contact us to learn more about our consulting services and how we can add value to your financial institution