With more than 20 years of domestic and international experience, Michael Gerbick oversees operations at Young & Associates, including accounting, IT, human resources, and marketing. He also works directly with financial institutions, providing expertise in strategic planning, interest rate risk, liquidity planning, and capital planning. His extensive background in project management, systems integration, and organizational leadership brings a practical, solutions-oriented perspective to the firm’s operations and client services.

Ollie Sutherin brings extensive experience in commercial banking, loan review, and financial management to Young & Associates. Since beginning his banking career in 2016, he has held key leadership roles across the organization, driving operational improvements, departmental growth, and strategic initiatives. His background in credit analysis, lending administration, and process optimization supports the firm’s continued growth and commitment to serving financial institutions nationwide.

Joanne “Jo” Sutherin earned her undergraduate degree in nursing from Wheeling Jesuit University and went on to build a distinguished career spanning more than 35 years as an intensive care unit nurse at a Level I trauma center. Throughout her career, she cared for critically ill and injured patients in a demanding environment that called for clinical expertise, compassion, and composure.

Beyond nursing, Jo continues to contribute to Young & Associates as an owner and member of its board. After retiring from nursing, she embraced a new full-time role as “Nana” to her seven grandchildren, devoting her time and energy to the family she treasures.

Jen Nenadov is the Co-Founder and Managing Partner of N Solutions, a management consulting firm that helps business leaders turn their data into strategy through analytics, process optimization, and AI readiness. Over a 20+ year corporate career across Banking, Fintech, SaaS, and HCM, she has led large teams through transformation, growth, and change. She also serves on the boards of Mercy Montessori and Young & Associates.

Fred is a practicing attorney at Leonard & Terzola in Akron, Ohio. His legal career spans over 35 years and includes time as a partner in a large US law firm as well as embedded in house counsel to multi-billion dollar companies. Fred is primarily a deal lawyer – and his experience includes over 300 acquisitions, strategic alliances and capital raises / financing transactions. While much of his work has been US-focused, he has been counsel on transactions that have occurred in over 35 countries.

Mary Kay is a highly accomplished and results-oriented consultant focused on helping financial institutions increase revenues and reduce risk. She has demonstrated success in small business banking, wealth and commercial credit sales, sales enablement, risk management, and employee development. She is a proven leader, effective communicator, and relationship builder. As a strategic thinker and innovative problem solver, she has a strong record of driving growth, increasing productivity, and managing risk and has helped her clients craft effective sales, product, marketing, risk management and employee development strategies.