If you’re considering a new charter, work with experienced consultants. Young & Associates has assisted numerous de novo banks through the formation process. We can assist with both a comprehensive market study and a professionally completed bank charter application in a timely and cost-effective manner.
One of the keys to a successful new charter is the development of a strong business plan in which the growth characteristics of the market, the capital plans for the new institution, and the management and facilities plans are in harmony for the ultimate benefit of the shareholder.
We can assist with gathering required information and presenting it in an appropriate format to state and federal regulators.
Branch purchases provide immediate access to a new customer base. Often, this has a positive effect on the bottom line.
Young & Associates offers experienced acquisition opportunity evaluation. Our vast banking background means we can assist in structuring transactions, negotiations and due diligence to assure the smooth completion of deals. We can assist with both branch acquisitions and whole-bank mergers.
Most of our professionals are former bankers who are familiar with the social, economic and political issues involved in transactions. Many of our professionals have been responsible for merger integration activities that follow the announcement of the deal.
With merger and acquisition activity expected to rise in the near future, we can assist with the following:
We can assist you with the delineation of the relevant geographic markets, evaluation of competitive factors in the proposed transaction, CRA assessment area data and mapping, demographic information, business environment data, information on traffic patterns, and other relevant market information. We can also help you craft your business plan that is a required part of the application.
Post-acquisition integration is the key to whether your merger/acquisition is successful. We can help you achieve the results you expect from the transaction with the following:
For more information on how we can assist in your M&A efforts, click here.