Celebrating 45 Years of Dedication: Young & Associates’ Journey In a world where companies come and go, few can boast of standing the test of time and evolving with the...
Celebrating 45 Years of Dedication: Young & Associates’ Journey In a world where companies come and go, few can boast of standing the test of time and evolving with the...
In an era dominated by technology, the financial sector faces a growing menace in the form of cyberattacks. Credit unions, along with their members’ sensitive data, have become prime targets...
By: Jerry Sutherin, President & CEO of Young & Associates The landscape of commercial real estate (CRE) lending is shifting due to current economic events, presenting both challenges and opportunities...
By: Ollie Sutherin, Principal of Y&A Credit Services Community financial institutions have long been known for their agility and personalized service, excelling at creating unique lending solutions and facilitating distinct...
By: Mike Detrow, CISSP You have probably seen the headlines claiming that artificial intelligence (AI) models such as ChatGPT will soon replace many human jobs. Marketing campaigns are also touting...
By: Karen S. Clower, CRCM and William J. Showalter, CRCM, CRP Fee income practices in overdraft programs have garnered increasing attention from regulatory bodies such as the CFPB, OCC, NCUA,...
By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
By: Clarissa Sinchak, PHR, Director of Human Resources An aging workforce is an increasing concern for many financial institutions, but with thoughtful planning and a solid road map in place,...
The Y&A Advantage In the fast-paced world of banking and credit unions, the stakes are high, and the landscape is ever-changing. As you gear up for the upcoming year, you...
When your financial institution is conducting a credit risk stress test, it’s imperative that your test has several key components for effective testing. As your trusted financial guide, at Young...