Fintech companies pioneered the use of alternative data to provide more inclusive, real-time insights into a borrower’s ability and willingness to repay debt.

Poorly managed policies can lead to compliance gaps, operational inefficiencies, and reputational damage.

Justin Schray, credit analyst at Y&A, explains that artificial intelligence offers transformative potential for financial institutions, particularly in loan underwriting.

Our 2026 Rescission Reference Chart equips your team with the knowledge and tools they need to navigate rescission with confidence.

Bill Elliott, CRCM, breaks down how the CFPB guidance changes in 2025 impact financial institutions and how these regulatory shifts impact your institution’s policies.

For lenders and investors, appraisal reviews provide a powerful risk management tool. By identifying errors, unsupported assumptions or inconsistencies, reviewers help ensure that valuations are reliable, defensible and aligned with regulatory expectations.

Credit Analyst Alex Heavner explains how financial institutions stand at the center of Intel’s $28B Ohio investment.

Craig Horsch, consultant, explains why it’s important to know how close your borrowers’ projections to reality are and what it means for credit risk.

Bill Showalter, senior consultant, explains that examiners are still finding additional signatures on loan files with no valid reason why.

Credit Analyst Justin Schray explains how mobile and digital lending platforms are reshaping how consumers and institutions access credit.

Craig Horsch explains that Federal Crop Insurance and Federal Livestock Insurance are supplemental insurances that cover losses which are unavoidable and caused by naturally occurring events.

Ollie Sutherin, chief financial officer, explains that asset-based lending is a creative financing alternative that will unlock additional working capital for businesses.