Policies

Accuracy & Integrity of Furnished Information Policy
ACH Policy
ADA General Accessibility Accommodations Policy
ADA Website Accessibility Accommodations Policy
Agricultural Lending Policy
Allowance for Loan and Lease Loss and Reserve Policy
Appraisals and Evaluations Policy
Bank Owned Life Insurance (BOLI) Policy
Bank Secrecy and Anti-Money Laundering Policy
Bank Security Policy
Board of Directors Policy
Branch Closing Policy
Business and Travel Expense Policy
Capital, Earnings and Dividend Policy
Charitable Contributions Policy
Check 21 Policy
Code of Conduct and Ethics Program Policy
Collection, Workout, Charge-Off and Recovery Policy
Commercial Lending Policy
Community Reinvestment Act Policy
Compliance Management Policy
Consumer Lending Policy
Contingency Planning Policy
Credit Policy
Cross Selling of Products and Services Policy
Customer Identification Program Policy
Cybersecurity Policy
Direct Dispute Policy
Disposal of Consumer and Customer Information Policy
Diversity and Inclusion Policy
Do-Not-Call Policy
Dormant Account Policy
Electronic Banking Risk Management Policy
Electronic Data Processing Policy
Emergency Preparedness and Disaster Recovery Policy
Environmental Risk and Liability Policy
E-Sign Act Policy
Executive Officer Policy
Fair Debt Collection Act Policy
Fair Housing Requirements Policy
Fair Labor Standards Act (FLSA) – Overtime Rule Policy
Fair Lending Policy
Fixed Assets Management Policy
Flood Insurance Policy
Funds Management Policy
Holding Company Policy
Home Equity Lending
Home Mortgage Disclosure Act Reporting Policy
Human Resources Policy
Identity Theft Policy
Incident Response Plan
Information Security Program Policy
Insider and Affiliate Credit Policy
Insurance and Annuity Sales Policy
Interest Rate Risk Management Policy For Credit Unions
Interest Rate Risk Policy
Internal and External Audit Policy
Internal Controls
Internet and E-Mail Risk Management Policy
Investment Policy
Liquidity Management Policy
Litigation Risk Policy
Loan Review Policy
Loan Workout Policy
Management of Country Risk Policy
Marketing Policy
Merchant Services Policy
Military Lending Act Policy
Model Risk Management Policy
Money Services Businesses Policy
Overdraft Protection Policy
Overdrafts Policy
Pandemic Policy
Planning and Budgeting Policy
Pre-Employment Background Screening Policy
Profitable Bank Policy System
Profitable Bank Policy System Updates – Annual Subscription
Quality Control System Policy
Real Estate Lending Policy
Real Estate Settlement Procedures Act Policy
Regulation B: Equal Credit Opportunity Act Policy
Regulation CC: Expedited Funds Availability Act Policy
Regulation D: Deposit Account Definitions and Reserve Requirements Policy
Regulation DD: Deposit Account Terms Policy
Regulation E: Electronic Funds Transfer Act Policy
Regulation E: International Remittance Transfer Policy
Regulation F: Correspondent Banking Policy
Regulation GG – Unlawful Internet Gambling Policy
Regulation P: Consumer Privacy Policy
Regulation Z: Loan Terms, Disclosures, and Advertising Policy
Regulatory Compliance Policy System
Regulatory Compliance Policy System Updates – Annual Subscription
Remote Deposit Capture Policy
Risk Management Policy
SAFE Act Policy
Safe Deposit Box Policy
Safeguarding Customer Information Policy
Sale of Nondeposit Investments Policy
Secondary Mortgage Market Policy
Servicemembers Civil Relief Act
Social Media Policy and Guidelines
Social Media Toolkit
Subprime Lending Policy
Suspicious Activity Reporting Policy
Technology Risk Management Policy
Unfair and Deceptive Credit Practices Policy
Vendor Risk Management Policy
Wire Transfer Policy