At Young & Associates, Inc., Jeanette is primarily involved with managing and delivering internal audit services, to include assessing controls and risk within organizational and operational audits and process reviews. She also is involved in providing trust, lending, and selective compliance services, including loan reviews, appraisal reviews, fair lending reviews, SAFE ACT reviews, and HMDA-LAR reviews. Her prior industry experience includes teller work, private banking services, and lending in both the credit union and community bank environments. Jeanette has served as a managing loan officer in both residential and consumer lending departments; in those capacities, she served as chief lending officer, performing loan processor and officer training and addressing policy and lending manual revisions. Jeanette’s experience totals 17 years in the banking and consulting industry. She is also experienced in residential real estate, title closings, and bookkeeping/ accounting. Jeanette earned the Certified Community Bank Internal Auditor (CCBIA) designation through Independent Community Bankers Association (ICBA).