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Meet Our Team

Young & Associates’ financial consultants have decades of experience in financial management consulting, with deep expertise in a range of specialties. Get to know our team through their biographies below.

Lending & Credit

Jerry Sutherin

Lending & Credit, Management & Strategic Planning, Risk Management

Chief Executive Officer

David A. Reno

Lending & Credit

Director of Loan Review & Lending Services

Linda Fisher

Lending & Credit

Senior Consultant

Patrick Lilly

Lending & Credit

Senior Consultant

Wendy Dancer

Lending & Credit

Consultant

Christopher Elliott

Lending & Credit

Senior Consultant & Loan Administration Manager

Craig M. Horsch

Lending & Credit

Consultant

Rhonda White

Lending & Credit, Support

Loan Servicing Consultant and Manager of Accounting

Karley Anderson

Lending & Credit

Associate Consultant & Lending Administrator

Compliance

Karen S. Clower, CRCM

Director of Compliance

Bill Elliott, CRCM

Compliance, Education

Director of Compliance Education

Edward Pugh, CAMS, CAMS-Audit, AAP, CFE

BSA Manager

Teresa Beach

Consultant

Patrick Fink

Consultant

Barbara A. McKenzie

Consultant

Mary Green, CAFP

Consultant

Peggy Hoskins

Consultant

Diane Krause

Consultant

Veronica Madsen

Compliance, Education

Consultant

Dale Neiss, CRCM

Compliance, Education

Consultant

Risk Management

Jerry Sutherin

Lending & Credit, Management & Strategic Planning, Risk Management

Chief Executive Officer

Michael Gerbick

IT & Cybersecurity, Management & Strategic Planning, Risk Management, Support

President

Internal Audit

Jeanette L. McKeever, CCBIA

Director of Internal Audit

Brian Kienzle, CISSP, OSCP

Internal Audit, IT & Cybersecurity

Senior Consultant

Noah Lennon, CCSP, CISA

Internal Audit, IT & Cybersecurity

Consultant

Management & Strategic Planning

Jerry Sutherin

Lending & Credit, Management & Strategic Planning, Risk Management

Chief Executive Officer

Michael Gerbick

IT & Cybersecurity, Management & Strategic Planning, Risk Management, Support

President

Oliver Sutherin

Management & Strategic Planning, Support, Y&A Credit Services

Chief Financial Officer

Nicole Conrad

Management & Strategic Planning, Support

Director of Marketing

Clarissa J. Sinchak, PHR

Management & Strategic Planning, Support

Director of Human Resources

IT & Cybersecurity

Michael Gerbick

IT & Cybersecurity, Management & Strategic Planning, Risk Management, Support

President

Brian Kienzle, CISSP, OSCP

Internal Audit, IT & Cybersecurity

Senior Consultant

Noah Lennon, CCSP, CISA

Internal Audit, IT & Cybersecurity

Consultant

Quality Control

Donald Stimpert

Quality Control

Consultant and Manager of Secondary Market QC Services

Appraisal Review

Casey Simpson

Appraisal Review

Consultant and Manager of Appraisal Review Services

MJ McGowan Curtis

Appraisal Review

Commercial Appraisal Reviewer

Y&A Credit Services

Oliver Sutherin

Management & Strategic Planning, Support, Y&A Credit Services

Chief Financial Officer

Justin Schray

Y&A Credit Services

Credit Analyst

Education

Bill Elliott, CRCM

Compliance, Education

Director of Compliance Education

Veronica Madsen

Compliance, Education

Consultant

Dale Neiss, CRCM

Compliance, Education

Consultant

Karen Hevesi

Education, Support

Education & Products Manager

Support

Michael Gerbick

IT & Cybersecurity, Management & Strategic Planning, Risk Management, Support

President

Oliver Sutherin

Management & Strategic Planning, Support, Y&A Credit Services

Chief Financial Officer

Nicole Conrad

Management & Strategic Planning, Support

Director of Marketing

Clarissa J. Sinchak, PHR

Management & Strategic Planning, Support

Director of Human Resources

Karen Hevesi

Education, Support

Education & Products Manager

Rhonda White

Lending & Credit, Support

Loan Servicing Consultant and Manager of Accounting