Patrick Lilly has more than 40 years of experience in the banking and credit union industries. Most of that time was associated with loan production and loan production management. His lending expertise runs the gamut from consumer, commercial, construction, and municipal, as well as all manner of government guaranteed lending, structuring, underwriting, and sales production management.

In addition, Pat has over 25 years of involvement in branch management, branch administration, new market, and M&A experience that gives him a unique perspective on the independent community bank and credit union industries. Pat holds certificates in Financial Counseling, Banking Compliance, and Personnel Management from Arizona State University, the Notre Dame Center for Continuing Education, and Credit Union National Association. He has been an elected local government official, has chaired a redevelopment agency and municipal economic development corporations, and has sat on numerous boards of charities and local government service districts.