The Red Flag Identity Theft Toolkit will help you develop and implement a comprehensive identity theft program for your bank. The Toolkit will allow you to identify specific forms of activity that should raise a “red flag” to potential risk of identity theft and develop an implementation strategy to detect, prevent, and mitigate identity theft as required by the revised FACT Act regulation. It also covers potential “red flags” in connection with requests for change of address relating to credit and debit cards and address discrepancies from consumer reporting agencies. It can be used by different departments individually or the bank as a whole, and provides the information needed for the required board reporting. Includes: 1) Identity theft risk assessment workbook in Microsoft Excel® (interactive risk rating templates), 2) Implementation checklist, 3) Identity theft policy, and 4) Training manual that can be customized to meet the unique needs of your bank.