Skip to main content

Staff Category: Management & Strategic Planning

Nicole Conrad

As the Director of Marketing at Young & Associates, Nicole leads the strategic planning and execution of all marketing initiatives. With a focus on driving growth and fostering community impact, Nicole employs data-driven approaches to effectively communicate the value of Y&A’s products and services to community financial institutions. Her goal is clear: to support as many community financial institutions as possible in achieving their objectives and serving their communities effectively. 

Nicole is a seasoned marketing strategist with a proven track record in crafting comprehensive marketing strategies tailored for corporate growth. Her commitment to understanding client needs and aligning marketing objectives with strategic goals ensures that every campaign is designed to deliver meaningful results. 

In her role at Y&A, Nicole oversees all aspects of marketing planning, direction, and coordination, including marketing plan development and implementation, sales enablement, monitoring industry trends, and establishing key performance indicators (KPIs) for agile decision-making. Her expertise extends to consumer behavior analysis, messaging framework development, multi-channel campaign testing and optimization, market dynamics, and customer relationship management. 

Through her role, Nicole closely collaborates with cross-functional teams, utilizing her keen eye for optimization and innovation to customize Y&A’s solutions for the specific needs of each institution served. Her dedication to delivering value-driven marketing strategies underscores her commitment to helping clients achieve their business objectives. 

With a B.B.A in Business Administration, Marketing, and International Business and a slew of certifications in Google Analytics, HubSpot, and more, Nicole brings a wealth of expertise to her role. As Director of Marketing, Nicole is dedicated to making a positive impact on the communities served by Y&A, one institution at a time. Her strategic mindset, dedication to driving results, and passion for fostering strong collaborations make her a valuable asset to the Y&A team. 

Oliver Sutherin

Oliver Sutherin

Ollie Sutherin serves as the CFO of Young & Associates. 

Previously serving as Principal of Y&A Credit Services, Ollie held key responsibilities in steering the development, growth, implementation, and strategic planning initiatives for the company.

Commencing his banking journey in 2016, Ollie concentrated primarily on the commercial banking sphere. His tenure with Young & Associates commenced with a focus on the company’s loan review process, delving into the fundamentals of lending, credit, and actively engaging in fieldwork for loan reviews. Transitioning to a credit analyst role in a West Virginia regional bank further enriched his expertise.

Rejoining Young & Associates in 2018, Ollie contributed significantly to the loan review department, conducting meticulous third-party and due diligence reviews for small and regional banks. His responsibilities expanded as he assumed a managerial role in lending administration, revolutionizing the department’s information distribution and documentation through streamlined processes and the successful implementation of a new software platform. Under his leadership as the Quality Control Department Manager, the department experienced two record-breaking revenue years, nearly doubling its productivity.

Ollie holds a Bachelor of Science in Economics from West Virginia University in Morgantown and completed an MBA with a concentration in Management from Marshall University. His steadfast commitment to excellence and innovative approaches to financial strategies continue to drive Young & Associates’ success in the dynamic financial industry.

Jerry Sutherin

Jerry Sutherin

With more than 30 years of experience in the financial services industry, Jerry Sutherin serves as Chief Executive Officer of Young & Associates. Since purchasing the company in February 2018, he has led its day-to-day operations and corporate planning, guiding the organization’s strategic direction and continued service to financial institutions nationwide.

In addition to his executive responsibilities, Jerry works directly with clients across the United States, providing strategic planning, commercial real estate (CRE) and agricultural stress testing, and a range of other consultative services tailored to their operational and risk management needs.

Before joining Young & Associates, Jerry developed extensive leadership experience in credit administration, loan review, and portfolio management. His roles ranged from supervising the asset quality and loan review function at a large regional bank to managing a $2.5 billion loan portfolio. In these capacities, he was responsible for portfolio performance, credit quality, and departmental efficiency, developing a practical understanding of the challenges financial institutions face in balancing growth, risk, and sound operations.

Jerry holds a National Loan Review Certification from the Bank Administration Institute and graduated with honors from the Stonier Graduate School of Banking. His academic background also includes a Bachelor of Business Administration in Finance from Kent State University and a Master of Business Administration (MBA) from the University of Steubenville. Together, his professional experience, industry credentials, and formal education support a leadership approach grounded in disciplined credit practices, strategic insight, and responsive client service.

Michael Gerbick

Michael Gerbick

Michael Gerbick brings more than two decades of domestic and international experience in project management, business partner integration, systems implementation, business system integration, and business process redesign to Young & Associates, Inc.

He currently oversees the firm’s operations, including accounting, information technology (IT), human resources, and marketing. In addition to his operational leadership responsibilities, Michael works directly with financial institutions, providing expertise in strategic planning, interest rate risk reviews, liquidity planning, and capital planning.

Michael’s education and experience have contributed to successfully leading projects that included diverse functional IT and consulting teams. Prior to joining Young & Associates, he served on a cross-functional systems implementation team, advancing from a technical expert role to leading global implementation projects. Michael holds a Bachelor of Arts and a Master of Business Administration (MBA) from Kent State University.

Connect with a Consultant

Contact us to learn more about our consulting services and how we can add value to your financial institution

Ask a Question