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Credit Unions: Prepare for Increased Cybersecurity Exam Scrutiny in 2025

Written by admin on . Posted in Advice, Blog, Consultation, Cybersecurity & Information Security, Information Technology, IT Audit, IT Program Design & Implementation, Management & Planning.

By Mike Detrow, CISSP; Director of IT & IT Audit, Young & Associates

Is Your Credit Union Ready for Stricter NCUA Cybersecurity Examinations?

There have been some signals over the past few years that the NCUA is focusing more attention on cybersecurity and may be increasing scrutiny in this area during upcoming exams. In this article, I will identify these signals and also provide steps that credit unions can take to prepare for this potential in their next exam.

Looking back at the NCUA’s Letters to Credit Unions from January 2022 through present, we see the following regarding cybersecurity:

  • January 2022: The NCUA continues to develop updated information security examination procedures
  • January 2023: The NCUA will continue to have cybersecurity as an examination priority
  • January 2024: The NCUA will continue to prioritize cybersecurity as a key examination focus
  • October 2024: The NCUA provided the following reporting statistics regarding the cyber incident response notification rule: “From September 1, 2023, the effective date of the NCUA’s cyber incident notification rule, through August 31, 2024, federally insured credit unions reported 1,072 cyber incidents. Seven out of ten of these cyber incident reports were related to the use or involvement of a third-party vendor.”
    • This letter also identifies the following four key focus areas for boards of directors:
      • Ongoing cybersecurity education for the board of directors and credit union employees
      • Approval of a comprehensive information security program that includes risk assessments, security controls, and incident response plans and is reviewed and updated at least annually
      • Oversight of operational management
      • Ensuring that an effective incident response plan is in place and includes specific requirements
  • January 2025: Cybersecurity remains a top supervisory priority and the NCUA urges each credit union’s board of directors to prioritize cybersecurity as a top oversight and governance responsibility

What Do These Trends Mean for Credit Unions?

While the NCUA has identified cybersecurity as an examination focus area or priority in their supervisory priority statements for 2023, 2024, and yet again for 2025, the key information that identifies the potential for a more significant regulatory change is identified in the October 2024 letter. This letter states that 1,072 cyber incidents were reported over a one-year period and that seven out of ten of these incidents were related to the use or involvement of a third-party vendor.

While the information provided does not include any details about the severity of these incidents or how many may be attributed to a single vendor or single credit union, it would be hard for this number of reported cyber incidents not to get the attention of examiners and credit union management when it averages out to nearly three incidents per day. At a minimum, these statistics identify the need for better oversight of vendors by credit unions and potentially regulators. It also indicates that approximately 320 of the reported cyber incidents were not specifically attributable to the use or involvement of a vendor, which points to potential deficiencies in cybersecurity controls at the affected credit unions.

How Credit Unions Can Prepare for 2025 Cybersecurity Exams

The identification of key focus areas for boards of directors in the October 2024 letter is also noteworthy. This spells out specific recommendations for a credit union’s training program, information security program, oversight of operational management, and the incident response plan.

The recommendations for the oversight of operational management are very specific and include the following:

  • Set clear expectations regarding the due diligence of third-party vendors with respect to information security
  • Ensure that cybersecurity is a core value within the credit union and influences decision-making
  • Provide access to cybersecurity expertise and an adequate budget for the appropriate cybersecurity technologies and tools
  • Place an emphasis on vulnerability management, patch management, application and website whitelisting and blacklisting, and threat intelligence
  • Engage external parties with appropriate expertise to conduct audits of the cybersecurity program
  • Establish a framework for ongoing reporting of the status of the cybersecurity program including risk assessments, risk management and control decisions, service provider arrangements, results of testing, and any recommended changes to the program
  • Protection of data backups including secure storage and other controls to protect from ransomware as well as periodic testing to verify the recoverability of data
  • Ongoing training for members to promote sound cybersecurity practices

This is a potential indication that there will be more regulatory focus on evaluating the effectiveness of the board’s cybersecurity oversight and additional efforts to hold the board accountable if it does not take steps to promote cybersecurity as a core value within the credit union to mitigate potential cybersecurity threats.

How Should Credit Union Leaders Prepare?

The board of directors and senior management should ensure that each of the recommendations identified in the October 2024 Board of Director Engagement in Cybersecurity Oversight (24-CU-02) letter is put into practice at the credit union. While some credit unions may have internal resources to help with this process, many credit unions will benefit from having an independent consultant review their information security program, policies and procedures, incident response plan, vendor management practices, and technical security controls to identify areas for improvement to comply with the NCUA’s recommendations. The consultant can then provide templates and other resources for management to use to implement the recommended improvements, or the consultant can be engaged to assist the credit union with the implementation of the recommended improvements.

How can Young & Associates Help?

Young & Associates offers the following services to both evaluate and improve your cybersecurity program and security controls by identifying weaknesses and assisting with corrective actions to help you better protect your credit union from current cybersecurity threats.

  • IT Audits
  • Internal and External Vulnerability Assessments
  • Internal and External Network Penetration Testing
  • Social Engineering Tests
  • Policy templates, including an Incident Response Plan designed specifically for credit unions
  • Cybersecurity Program Development

For more information about our cybersecurity consulting services, contact us today.

The Rising Need for Virtual Chief Information Security Officers

Written by admin on . Posted in Advice, Blog, Consultation, Cybersecurity & Information Security, Information Technology, IT Audit, IT Program Design & Implementation, Management & Planning.

By Mike Detrow, CISSP, Director of IT & IT Audit, and Noah Lennon, CISA, Consultant, Young & Associates

Emerging trends in technologies, such as cloud computing and artificial intelligence, have significantly increased the complexity of the IT environments at community financial institutions. This has led to heightened regulatory requirements and demands for increased compliance efforts from an already stressed internal staff. Even the most skilled internal staff may find it challenging to manage the increased workload of managing the information security program, IT audits, and regulatory risk, which can lead to repercussions from regulators or security incidents.

For many, the need for dedicated information security management is abundantly clear, but affording and finding dedicated professionals in their communities is not an easy task. While you may already be using the services of a managed services provider (MSP) that may provide some support in this area, most MSPs are focused on IT infrastructure rather than information security programs. Virtual Chief Information Security Officers (vCISOs) are growing in popularity as a solution to this problem as they offer numerous benefits over a dedicated ISO, which are not only limited to cost savings.

Key Benefits of vCISO Services for Financial Institutions

Some of the benefits that a vCISO can provide include:

Document Templates

vCISOs maintain templates for documents such as policies, incident response plans, business continuity and disaster recovery plans, or can simply provide recommendations for enhancements of existing documents. Additionally, vCISOs have exposure to a breadth of policies across the many clients using their services, which allows constant improvements to the financial institution’s own policies and documentation.

Audit/Exam Preparation

vCISOs can help financial institutions prepare for an audit or exam by making sure that documentation is kept up to date and can help with the documentation gathering process to make sure it is well organized when it is provided to the regulator or auditor. vCISOs are also aware of recent audit/exam findings received by other clients and can help prevent your financial institution from receiving these same findings by addressing the identified issues prior to your next audit/exam.

Routine Tasks

vCISOs are aware of the activities that need to be completed each year and can skillfully lead them. These activities include vendor reviews, user access reviews, employee and board training, policy revisions and approvals, strategic planning, end of life monitoring, IT steering committee meetings, and more.

Security Monitoring

vCISOs can help to verify that appropriate security controls are implemented for the financial institution’s information systems, ensure that appropriate logging is configured, and help to monitor logs and alerts to detect and investigate security events.

Vendor Contacts

vCISOs work with a variety of vendors in the financial industry and can attest to their quality of work, which can assist the financial institution in choosing quality service providers. Leveraging existing rapport between the vCISO and service providers enables smoother transitions between vendors and clarity in the expectations for the relationship.

Plan Testing Exercises

vCISOs routinely help their clients perform business continuity and incident response tests, so they have testing scripts already developed to help make the testing process more efficient and productive. vCISOs can also help to ensure that these tests are appropriately documented for regulatory compliance and board reporting.

Incident Response

vCISOs may have experience in responding to incidents that their other clients have experienced. This knowledge can be used to implement controls that will help to prevent an incident at your financial institution or respond more efficiently should you experience an incident.

Selecting the Right Virtual CISO

So now that you are considering the idea of hiring a vCISO, how do you know what to look for?  To help with this process, we have identified some of the criteria that you should consider when selecting a vCISO.

Industry Expertise and Regulatory Understanding

One of the first characteristics to look for is a partner that focuses exclusively on financial institutions, or at a minimum has a division with this focus and understands the specific regulatory requirements from the FFIEC and your specific regulatory agency. While some firms may claim to cover all industries, there are differences in the regulatory requirements for various industries and you need a partner that truly understands the requirements that you must meet. In addition, while there may be many similarities that are shared by financial institutions, there are also differences in available local providers, customer demands, regulators, technology, and complexity, so you need to make sure that your partner has the flexibility to customize their processes and deliverables to your specific needs.

Proactive Approach and Value Addition

A vCISO should also provide value by regularly introducing new ideas to enhance the information security program, strengthen the security culture, and improve efficiency in routine processes.  You should not need to continuously ask your partner for recommendations for improvements.

Integrated Documentation Systems

Another consideration is the process used by the vCISO to maintain documentation. While some smaller and less complex institutions may do okay with multiple standalone documents and spreadsheets, having an integrated system that is used to share data for various purposes such as the information security risk assessment, vendor risk assessment, and business continuity plan may save time and ultimately money as well as limit the potential for errors as data is updated.

Maintaining Service Quality

One potential concern with using a vCISO is that unlike an CISO employed by the financial institution, vCISOs have multiple clients and may be less loyal to your financial institution than a full-time employee. To avoid potential issues associated with this type of relationship, just like any other vendor, you must perform appropriate due diligence and continuously monitor your vCISO to ensure that they are providing an acceptable level of service for your institution.

The Strategic Value of Virtual CISO Services

In closing, not only can vCISOs help financial institutions meet regulatory and technological goals without the costs associated with a full-time employee, they also bring a broad range of prior experience from working with multiple financial institutions. If you are struggling to stay on top of increasing technologies and related regulations, a vCISO can be an invaluable resource in ensuring your financial institution is successful.

Your Trusted IT Consulting Partner 

At Young & Associates, we understand the unique needs and challenges faced by financial institutions. Our IT consulting services are tailored to help you navigate the complexities of technology solutions while ensuring regulatory compliance and information security. Contact us today to learn more about how we can support your institution’s IT needs. 

Qualities of a Good Managed Services Provider (MSP)

Written by admin on . Posted in Advice, Blog, Consultation, Cybersecurity & Information Security, Information Technology, IT Audit, IT Program Design & Implementation.

By: Mike Detrow, CISSP, Director of IT & IT Audit at Young & Associates

Due to the challenges of finding qualified employees to fill internal IT positions and the increased complexity of technology solutions, many community financial institutions have either outsourced the management of their information systems to a managed services provider (MSP), or they are considering this move.  

But how do you know that you currently have, or you are choosing the right partner? In this article, we will discuss the qualities you should look for in an MSP to help you evaluate your current MSP and select the right partner if you want to outsource the management of your information systems. 

Understanding Financial Institution Needs 

First, it is important to understand that financial institutions are unique from other industries, and a local MSP that primarily works with manufacturing companies may not understand the security requirements of a financial institution. Financial institutions are highly regulated and undergo routine IT audits/assessments due to the significant amount of sensitive and personally identifiable information that they maintain, alongside the substantial financial assets under their protection. 

Many MSPs may not be familiar with the regulatory and security requirements associated with banking and therefore may not be prepared to work with examiners/auditors or respond effectively to exam/audit recommendations. 

The Drawbacks of National MSPs 

A national MSP may not be appropriate for a small community financial institution either as you may end up being a little fish in a big pond and may not get the attention that you need. Financial institutions that we work with have already experienced this with some of the large core processing vendors where it is difficult to get good support as a small institution. Additionally, obtaining managed IT services from your core processing vendor may make converting to a different core processor more challenging. 

The Value of Local and Regional MSPs 

So, how do you find a good partner? Based on our experience working with numerous MSPs through the IT Audit process, we typically see that community financial institutions get the most value from working with local or regional MSPs that have existing experience working with numerous financial institutions.  

These MSPs already understand the regulatory and security requirements that financial institutions face, and they have experience with the appropriate tools and configuration practices to secure the institution’s information systems.  

5 Key Qualities of Good MSPs 

Some of the good qualities that we see from these MSPs include: 

  • Proactively identifying and presenting new tools to enhance the institution’s information security posture 
  • Working as a partner by learning about the institution and customizing solutions to its unique needs 
  • Maintaining detailed and accurate documentation for the institution’s system configurations and ongoing monitoring 
  • Being responsive to initial and follow up exam/audit documentation requests 
  • Being responsive to exam/audit recommendations by implementing remediation measures in a timely manner 

MSP Red Flags to Watch Out For  

Some of the red flags that we see from other MSPs include: 

  • Providing security status reports that contain errors or are hard to understand 
  • Lack of detailed and accurate documentation for the institution’s system configurations and ongoing monitoring 
  • Failing to notify the institution prior to making changes that may compromise security or impact system availability 
  • Slow response to documentation requests for exams/audits or charging additional fees to provide this information 
  • Refusing to implement exam/audit recommendations due to lack of technical knowledge or in cases where the recommendations do not fit into the MSP’s “standard configuration” 

Ensuring the Right Partnership 

In closing, it is important to remember that as a financial institution, you are ultimately responsible for any problems that occur from selecting the wrong MSP, whether this decision leads to an insecure environment or just makes your job more difficult as the liaison between the institution and the MSP.  

Just like any other vendor, you must continuously monitor your MSP to ensure that they are providing acceptable service levels for your institution and consider replacing the MSP if they are not meeting your expectations. While it may seem like a big task to replace your MSP, having the right partner will not only help to ensure that appropriate security controls are implemented, but it should also make your job easier as the liaison. 

Your Trusted IT Consulting Partner 

At Young & Associates, we understand the unique needs and challenges faced by financial institutions. Our IT consulting services are tailored to help you navigate the complexities of technology solutions while ensuring regulatory compliance and information security. Contact us today to learn more about how we can support your institution’s IT needs. 

NCUA Cybersecurity Priority: What Credit Unions Need to Know

Written by admin on . Posted in Advice, Blog, Consultation, Cybersecurity & Information Security, Information Technology, IT Audit, IT Program Design & Implementation, Network Penetration Testing, Social Engineering, Vulnerability Assessment.

In the ever-changing landscape of financial services, cybersecurity emerges as a paramount concern for credit unions and their members. As regulatory scrutiny on information security intensifies each year, it’s essential for credit unions to stay vigilant and adaptable. This involves drawing insights from incident response exercises, threat intelligence, and industry benchmarks to bolster resilience and agility while ensuring compliance amidst evolving threats

Understanding the NCUA Supervisory Priority of Information Security

In 2024, the National Credit Union Administration (NCUA) emphasizes the critical importance of cybersecurity as part of its regulatory oversight. This highlights the urgent need for credit unions to strengthen their cyber defenses and resilience. In the face of an increasingly complex threat landscape, credit unions must prioritize cyber security measures to protect member data and maintain seamless operations. From rigorous information security examinations to strict compliance with NCUA’s information security requirements, credit unions must uphold stringent standards to ensure operational continuity and safeguard sensitive information. In today’s digitally interconnected and rapidly advancing technological landscape, it’s vital to adopt a proactive approach to detecting and responding to cyber risks with utmost precision.

Six Key Considerations for Credit Union Cyber Security Compliance

1. Holistic Risk Assessment and Management

Credit unions must adopt a proactive stance towards risk management by conducting thorough assessments of cyber threats, vulnerabilities, and potential impact scenarios. At the core of effective cybersecurity governance lies the comprehensive risk assessment process. By identifying and prioritizing potential threats, vulnerabilities, and impact scenarios, credit unions lay the groundwork for developing targeted risk mitigation strategies.

2. Vendor Risk Management 

Ensuring effective cybersecurity compliance for credit unions demands vigilant vendor risk management. The NCUA underscores the criticality of reviewing third-party contracts to discern incident reporting obligations. This comprehension of responsibilities and liabilities outlined in vendor contracts fosters seamless collaboration, prompt response to cyber incidents, and adherence to reporting requirements.

3. Incident Monitoring and Documentation Protocols

Credit unions must implement robust incident monitoring and documentation protocols to strengthen cyber resilience. Swift detection and containment of cyber threats are facilitated by effective incident monitoring, while comprehensive documentation enables timely reporting and compliance with regulatory mandates. By maintaining detailed records of cyber incidents, credit unions enhance transparency and accountability in their cybersecurity practices.

4. Robust Incident Response Plans

Establishing robust incident response plans is pivotal for credit union cybersecurity compliance. It is imperative to update these plans to align with reporting requirements. By ensuring that response protocols are synchronized with regulatory mandates, credit unions can streamline incident resolution and minimize potential damages effectively. Simplify compliance with NCUA cybersecurity standards and cyber incident reporting requirements using Y&A’s customizable Incident Response Plan for Credit Unions. With a detailed incident response policy, guidance for specific incidents, a sample membership notification letter, and an incident response form, ensure your credit union is well-prepared for any security event. Read more about the plan here.

5. Adherence to NCUA Regulatory Standards

Compliance with regulatory standards, including the NCUA’s Cyber Incident Notification Reporting Rule, is non-negotiable. Credit unions must ensure timely and accurate reporting of cyber incidents, enhancing transparency, accountability, and regulatory compliance.

6. Continuous Monitoring and Improvement

Cybersecurity is not a static endeavor; it demands continuous monitoring, evaluation, and improvement. Credit unions should embrace a culture of vigilance and adaptation, empowering stakeholders to remain abreast of emerging threats and evolving best practices. This commitment to continuous improvement ensures that credit unions remain resilient in the face of evolving cybersecurity challenges.

Empowering Credit Unions: Tailored Cybersecurity Solutions From Young & Associates

As the NCUA places increased emphasis on information security, credit unions must prioritize compliance, resilience, and proactive risk management strategies. At Young & Associates, we understand the nuanced challenges and opportunities inherent in cybersecurity governance. Our dedicated team of professionals stands ready to support credit unions in navigating the complexities of cybersecurity risk management, compliance, and strategic planning.

We offer tailored solutions to address your specific needs and concerns. Our customizable Incident Response Plan provides a structured framework for swift and effective response to cyber incidents, ensuring the protection of member data and the integrity of your institution.

Additionally, our full suite of IT consulting services offers comprehensive support to credit unions. Our IT audits provide an independent assessment of your environment, helping you implement controls to manage your risk effectively. Furthermore, our vulnerability assessments and penetration tests identify any weaknesses in your network, enabling proactive threat mitigation.

You’re not alone on your cybersecurity journey. With Young & Associates by your side, you can navigate the complexities of cybersecurity with confidence and peace of mind. Together, we can strengthen your cyber defenses, uphold regulatory compliance, and safeguard the interests of your members and institution.

Contact us today to learn more about how we can support your credit union’s cybersecurity goals. Let’s embark on this journey together towards a more secure and resilient future.

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Credit Union Cybersecurity: Actionable Cyber Threat Defense

Written by admin on . Posted in Advice, Blog, Consultation, Cybersecurity & Information Security, Information Technology, IT Audit, IT Program Design & Implementation, Network Penetration Testing, Social Engineering, Vulnerability Assessment.

In an era dominated by technology, the financial sector faces a growing menace in the form of cyberattacks. Credit unions, along with their members’ sensitive data, have become prime targets for cybercriminals. To safeguard against these evolving threats, credit unions must proactively fortify their cybersecurity defenses.

As the financial industry changes, cybercriminals adapt, so credit unions must prioritize cybersecurity planning. This article discusses steps and measures credit unions can take to protect their operations and member data from cyber threats.

Understanding the Cyber Threat Landscape

The increase in cyberattacks on credit unions, as well as their affiliated CUSOs and vendors, has brought cybersecurity vulnerabilities into sharp focus. It’s essential to recognize that cyber threats are no longer a distant possibility, but a tangible reality that demands immediate attention. Cybercriminals employ a range of tactics, including ransomware, phishing, and Distributed Denial-of-Service (DDoS) attacks, all with the potential to disrupt operations, compromise data, and tarnish the reputation of credit unions.

Taking Action: Security Controls for Credit Unions

In a realm where financial innovation and digital transformation reign, protecting sensitive data and ensuring uninterrupted services takes precedence. However, this progress is accompanied by the challenge of cyber threats, demanding a proactive approach to security.

To counter the evolving threat landscape, credit unions must adopt specific actions and security controls that reinforce their defenses. These measures not only safeguard their operations but also uphold the confidence and trust of their members. Let’s explore the steps credit unions can take to strengthen their cybersecurity and defend against cyber threats.

1. Implement Strong Access Controls

Effective access controls form the first line of defense against unauthorized access. Credit unions should enforce stringent access policies, ensuring that only authorized personnel have access to critical systems and sensitive data. Implement role-based access controls (RBAC) to limit privileges based on job roles, and regularly review and update permissions to maintain a least-privilege approach.

2. Fortify with Multi-Factor Authentication (MFA)

Incorporate MFA for all critical systems, applications, and accounts in your credit union. This extra layer of security forms a significant hurdle for unauthorized access attempts and provides protection against phishing attacks. MFA necessitates users to offer additional confirmation apart from a password, thereby boosting security.

3. Prioritize Patching and Updating Systems

Addressing vulnerabilities promptly is critical to preventing potential breaches. Outdated software and unpatched systems are prime targets for cyber attackers. Regularly update and patch operating systems, software applications, and security solutions to address known vulnerabilities and reduce the risk of exploitation. Stay informed about security advisories and updates from the software provider and relevant cybersecurity agencies.

4. Enhance Member and Employee Cybersecurity Awareness

Cyber threats evolve continuously, and so should employee knowledge. Educating your employees about cyber threats is one of the most effective ways to mitigate risks. Provide ongoing training to employees to help them recognize and respond to social engineering, the latest cyber threats, other common attack techniques, and best practices to keep them vigilant and informed. Awareness empowers your team to become a crucial line of defense. Equally important is educating members about safe online practices to prevent them from falling victim to scams or attacks.

5. Reinforce Email Security and Anti-Phishing Measures

Email remains a primary vector for cyberattacks. Implement sophisticated email security systems that inherently possess phishing identification and prevention features. Use SPF, DKIM, and DMARC to stop email spoofing and make emails more authentic, lowering the chance of successful phishing.

6. Conduct Regular Penetration Testing and Vulnerability Assessments

Proactively identify vulnerabilities by conducting regular penetration testing and vulnerability assessments. This allows credit unions to uncover weaknesses in their systems, applications, and infrastructure before cybercriminals can exploit them.

7. Craft a Robust Incident Response Plan

Prepare for the worst by developing a comprehensive incident response plan. Regularly test this plan to ensure your credit union is ready to respond swiftly and efficiently to a cyberattack. This plan should outline steps to take in case of a cyber incident, clearly define roles, responsibilities, communication protocols, and procedures, and rehearse different attack scenarios to minimize downtime and mitigate damages.

8. Manage Vendor Risk Strategically

Your credit union’s security isn’t solely dependent on your internal measures—it extends to third-party vendors as well. Review and assess the cybersecurity practices of vendors providing services to your credit union. Ensure they adhere to robust security standards and regularly evaluate their security posture to safeguard your ecosystem. Learn more about effective vendor due diligence evaluations in this blog.

9. Network Segmentation and DDoS Protection

Network segmentation involves dividing the network into smaller segments to limit lateral movement in the event of a breach. Execute network partitioning to confine possible security breaches and reduce their effects. This approach restricts attackers’ ability to move freely within the network, containing the impact and reducing the potential damage. Protect against DDoS attacks by filtering and limiting traffic to prevent disruptions to your services.

10. Safeguard through Regular Data Backups, Testing, and Recovery Planning

Ransomware attacks can paralyze credit unions by encrypting critical data. Regularly back up your data and test the recovery process to ensure quick and effective restoration in case of an attack. Backups reduce the likelihood of data loss and minimize the temptation to pay ransoms.

11. Encourage Sharing of Threat Intelligence

Get involved in communities that share threat intelligence in order to keep updated on new cyber threats and trends. Collaborating with industry peers enhances your understanding of evolving attack tactics, enabling you to adapt and protect your credit union effectively.

12. Sustain Vigilance with Continuous Monitoring and Updates

Cyber threats are ever-evolving, making continuous monitoring and prompt patch application essential. Monitor network traffic, logs, and systems for any unusual activities that could indicate a breach. Timely identification of suspicious activities enables credit unions to respond promptly and mitigate potential damage. Stay up to date with the latest security updates and promptly implement patches to close potential vulnerabilities.

13. Engage with Cybersecurity Experts

Consider seeking guidance from cybersecurity experts or firms specializing in the financial sector, like Young & Associates. Our industry-specific insights can provide credit unions with tailored solutions to address the unique challenges posed by cyber and information security threats.

Credit unions can strengthen their security and protect their operations, member data, and reputation by taking proactive cybersecurity measures. To protect against cyberattacks, credit unions must stay alert and take necessary actions as threats change and become more advanced. Remember, protecting against cyber threats is not just a responsibility—it’s a necessity for the digital age.

Partnering with Young & Associates: Expert Cybersecurity Solutions

In the face of escalating cyber threats, credit unions are seeking expert guidance and support to bolster their security measures. At Young & Associates, we understand the dynamic challenges that credit unions face in the realm of cybersecurity. We offer IT consulting, audit, and technical testing services to help strengthen your credit union’s defenses.

Our experienced experts provide valuable knowledge to help protect your institution from cyber threats with effective strategies and solutions. Y&A offers cybersecurity solutions ranging from comprehensive security audits to technical testing that uncovers vulnerabilities. We tailor our services to suit the unique needs of credit unions in this digital age. We will help your credit union understand and navigate cybersecurity. Contact us to learn more. 

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