Home2015September 2015 - Young & Associates, Inc.

September 1, 2015

By: Sharon Jeffries, Human Resources Manager Did you know? Recent changes to the health and welfare side of the federal Employee Retirement Income Security Act (ERISA) now mandates that all employers/plan administrators provide a Summary Plan Description (SPD) to each plan participant and that ERISA-covered plans be maintained in accordance with a written Wrap Plan...

September 1, 2015

By: Tommy Troyer, Consultant and Loan Review Manager In “Agencies Issue New HELOC Guidance,” published in the August 2014 issue of the 90 Day Note, we presented an overview of what was at that time brand new safety and soundness guidance for HELOC portfolios (Interagency Guidance on Home Equity Lines of Credit Nearing Their End-of-Draw...

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