Home2018February 2018 - Young & Associates, Inc.

February 28, 2018

By: Stephen Clinton, President, Capital Market Securities, Inc. The stock market continued its climb to new heights in 2017. The stock market was propelled by the election of President Trump, which brought the expectation of lower taxes, less regulation, and an administration favorable to businesses. The Dow ended 2017 at 24,719.22, an increase of 25.08%...

February 28, 2018

By: Tommy Troyer, Executive Vice President Concentrations of credit are certainly not a new risk for community banks, but for many banks they are an increasing challenge. While effective concentration risk management involves much more than we have room to discuss here, we would like to use this article to highlight a few timely considerations...

February 28, 2018

By: Mike Detrow, Senior Consultant and Manager of IT Over the past two years, we have seen a significant increase in the number of community bank IT managers that have voiced substantial concerns about the ability of their bank’s current staff to properly secure their information systems and maintain regulatory compliance. These concerns are the...

February 28, 2018

ComplianceCompliance Outlook: 2018

By: Bill Elliott, CRCM, Manager of Compliance Services For those of us who are news junkies, the current environment is interesting. Unfortunately, the environment is also so toxic that it is difficult to determine what actually may or may not happen during 2018. We do know that some items that are being considered. For instance,...

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