Home2016August 2016 - Young & Associates, Inc.

August 8, 2016

By: Jeanette McKeever, CCBIA, Consultant and Internal Audit Operations Manager There is risk in every aspect of the banking industry and the regulatory environment seems to continually change. As to the governance and control functions of the banking industry, it may be refreshing to the board of directors, audit committee, and executive management to have...

August 8, 2016

By: Sharon Jeffries, Human Resources Manager The Employee Retirement Income Security Act (ERISA) requires plan administrators (employers) to give plan participants in writing the most important facts they need to know about their health benefit plans. One of the most important documents participants are entitled to receive automatically when becoming a participant of an ERISA-covered...

August 8, 2016

By: Stephen Clinton, President, Capital Market Securities, Inc. Market Update The economy continued to move forward into the seventh year of post-recession recovery. The first quarter growth in the U.S. economy was 1.1%. The following summarizes certain issues we think are worth watching: Brexit shook the markets in June. Britain’s vote to leave the European...

August 8, 2016

LendingIs Credit Risk Rising?

Loan Review Observations and Recommendations for Effective Risk Management By: Tommy Troyer, Executive Vice President Over the recent past, there have been a number of public assertions, warnings, or observations that credit risk is rising in the banking industry. These statements have come in many forms, and while we do not intend to present an...

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