CDs Maturing in Q2: Impact on Interest Rate Risk Management
By: Michael Gerbick, President of Young & Associates Interest rate risk (IRR) is the exposure of a bank or credit union’s current or future earnings and capital to adverse changes...
By: Michael Gerbick, President of Young & Associates Interest rate risk (IRR) is the exposure of a bank or credit union’s current or future earnings and capital to adverse changes...
By: Jerry Sutherin, President & CEO of Young & Associates The landscape of commercial real estate (CRE) lending is shifting due to current economic events, presenting both challenges and opportunities...
By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
By: Clarissa Sinchak, PHR, Director of Human Resources An aging workforce is an increasing concern for many financial institutions, but with thoughtful planning and a solid road map in place,...
By: Bill Elliott, CRCM, Director of Compliance Education I have been teaching for Young and Associates for over 20 years. Twenty years ago, when I asked about “the percentage of...
By: Mike Lehr, Human Resources and Sales Consultant Banks must make their websites accessible to individuals with disabilities. That is how federal courts have interpreted the Americans with Disabilities Act...
Young & Associates, Inc. remains committed to keeping our employees, clients, and partners safe and healthy during the COVID-19 pandemic. During this difficult and unprecedented time, we have continued to...
By: Bob Viering, Senior Consultant and Director of Lending Young & Associates, Inc. is a leader in assisting financial institutions to move successfully through the strategic planning process. We remain...
By: Martina Dowidchuk, Senior Consultant and Director of Management Services As we adjust to the new reality and navigate through the immediate operational challenges, long-term planning comes back into focus....
By: Mike Lehr, Human Resources Consultant Are job grades for you? “Yes,” is the short answer. The challenge is coming up with ones that fit your bank and don’t break...