By Mike Detrow, CISSP; Director of IT & IT Audit, Young & Associates Is Your Credit Union Ready for Stricter NCUA Cybersecurity Examinations? There have been some signals over the...
By Michael Gerbick; President, Young & Associates On Wednesday, January 29, 2025, Jerome Powell and the Federal Open Market Committee (FOMC) decided to maintain the target range for the federal...
By Michael Gerbick, President, Young & Associates On Thursday, November 7, 2024, Jerome Powell and the FOMC (Federal Open Market Committee) announced a 25 basis point (bp) interest rate reduction...
How Technology Shapes the Future for Community Financial Institutions By Ollie Sutherin, Chief Financial Officer, Young & Associates The challenges posed by the COVID-19 pandemic are no surprise to anyone...
By Jerry Sutherin, CEO at Young & Associates Despite having limited requirements as defined by interagency guidance, the case can be made for requiring community financial institutions to have regular...
By Mike Detrow, CISSP, Director of IT & IT Audit, and Noah Lennon, CISA, Consultant, Young & Associates Emerging trends in technologies, such as cloud computing and artificial intelligence, have...
By Jeanette McKeever, CCBIA, Director of Internal Audit, Young & Associates In today’s financial landscape, banks and credit unions increasingly rely on third-party vendors to meet regulatory demands, leverage technological...
By: Michael Gerbick, President at Young & Associates Interest rate risk (IRR) is the exposure of a bank or credit union’s current or future earnings and capital to adverse changes...
By: Jerry Sutherin, President & CEO of Young & Associates The landscape of commercial real estate (CRE) lending is shifting due to current economic events, presenting both challenges and opportunities...
By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
