By Mike Detrow, CISSP; Director of IT & IT Audit, Young & Associates Is Your Credit Union Ready for Stricter NCUA Cybersecurity Examinations? There have been some signals over the...
A Strategic Approach for Organizational Success By Clarissa Sinchak, PHR; Director of HR, Young & Associates It is widely known that performance reviews are key to how your organization can...
By Michael Gerbick; President, Young & Associates On Wednesday, January 29, 2025, Jerome Powell and the Federal Open Market Committee (FOMC) decided to maintain the target range for the federal...
By Bill Elliott, CRCM; Director of Compliance Education, Young & Associates Over the last few years we have dealt with changes to regulation, followed by lawsuits, followed by resolution (in...
By William J. Showalter, CRCM; Senior Consultant, Young & Associates Over the past year, we have seen at least 27 Bank Secrecy Act (BSA) enforcement actions from an array of...
Mitigating Repurchase Risk Before It’s Too Late By Donald Stimpert, Manager of Secondary Market QC, Young & Associates Understanding the Rising Risk of Loan Buybacks The secondary mortgage market is...
As the regulatory environment continues to evolve, the CFPB’s latest Supervisory Highlights offer crucial insights for financial institutions navigating an increasingly complex landscape. Issue 37 shines a spotlight on deposit...
The FDIC’s analysis of U.S. industrial transitions between 1970 and 2019 reveals the profound effects of economic shifts on metro areas and the community banks serving them. These transitions, driven...
The NCUA’s December 2024 Letter to Credit Unions (24-CU-03) sheds light on the risks and regulatory concerns surrounding overdraft and non-sufficient funds (NSF) fee practices. This guidance is crucial for...
The OCC 2024 Annual Report provides a comprehensive overview of the federal banking system, highlighting stability, strategic priorities, and regulatory advancements. This report underscores the importance of proactive risk management,...
