November 11, 2023
Celebrating 45 Years of Dedication: Young & Associates’ Journey In a world where companies come and go, few can boast of standing the test of time and evolving with the...
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Young & Associates, Author at Young & Associates, Inc.
November 7, 2023
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Credit Union Cybersecurity: Actionable Cyber Threat Defense
In an era dominated by technology, the financial sector faces a growing menace in the form of cyberattacks. Credit unions, along with their members’ sensitive data, have become prime targets...
October 26, 2023
Lending & Loan ReviewAdviceConsultationCRE & AG Stress TestingRegulatory EnforcementLiquidity Review
Managing CRE Credit Risk Amid Market Shifts
By: Jerry Sutherin, President & CEO of Young & Associates The landscape of commercial real estate (CRE) lending is shifting due to current economic events, presenting both challenges and opportunities...
October 26, 2023
By: Ollie Sutherin, Principal of Y&A Credit Services Community financial institutions have long been known for their agility and personalized service, excelling at creating unique lending solutions and facilitating distinct...
October 24, 2023
By: Mike Detrow, CISSP You have probably seen the headlines claiming that artificial intelligence (AI) models such as ChatGPT will soon replace many human jobs. Marketing campaigns are also touting...
October 19, 2023
By: Karen S. Clower, CRCM and William J. Showalter, CRCM, CRP Fee income practices in overdraft programs have garnered increasing attention from regulatory bodies such as the CFPB, OCC, NCUA,...
October 19, 2023
By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
October 19, 2023
By: Clarissa Sinchak, PHR, Director of Human Resources An aging workforce is an increasing concern for many financial institutions, but with thoughtful planning and a solid road map in place,...
October 6, 2023
The Y&A Advantage In the fast-paced world of banking and credit unions, the stakes are high, and the landscape is ever-changing. As you gear up for the upcoming year, you...
August 25, 2023
When your financial institution is conducting a credit risk stress test, it’s imperative that your test has several key components for effective testing. As your trusted financial guide, at Young...
