August 22, 2019
By: Martina Dowidchuk, Senior Consultant The stock market continues to remind us of its inefficiencies. Most banks saw their stock values decline last year despite the industry’s record levels of...
Home2019August 2019 - Young & Associates, Inc.
August 22, 2019
By: Bob Viering, Senior Consultant and Manager of Lending Services For many community banks today, remaining independent is the number one strategic priority. There are many reasons boards believe remaining...
August 22, 2019
By: Bill Elliott, CRCM, Senior Consultant and Manager of Compliance As you are no doubt aware, the issue of flood insurance has been unsettled for the last 18 months, and...
August 22, 2019
By: Mike Lehr, Human Resources Consultant Never have businesses had to do so much recruiting. Never have they spent so much money on it. Yet, they have never been worse...
August 20, 2019
By: Mike Detrow, CISSP, Senior Consultant and Manager of IT Just like technology, we have seen information security risk assessments evolve over time. Initially, risk assessments were focused on the...
August 20, 2019
Lending & Loan ReviewProposed Rulemaking – Changes to the Appraisal Threshold for Residential Real Estate-Related Transactions
The OCC, Federal Reserve Board, and FDIC (collectively, the agencies) jointly issued a notice of proposed rulemaking titled Real Estate Appraisals, dated December 7, 2018 which was published in the...
August 20, 2019
By: William J. Showalter, CRCM, CRP, Senior Consultant We seem to be in a bit of a lull in flood insurance rule enforcement by the financial institution regulators. There were...
