On May 31, 2017, the FFIEC announced an update to the Cybersecurity Assessment Tool which includes a change within the cybersecurity maturity section of the tool and an updated mapping...
By: Gary J. Young, President and CEO The Mantra As community bankers, we have all heard the mantra to increase capital. This is heard by the banker that has an...
By: David G. Dalessandro, Senior Consultant What is the overall condition of your commercial loan portfolio? Do you focus on net charge-offs? Delinquencies? Financial statement exceptions to policy? Number and...
By: Bill Elliott, Senior Consultant and Manager of Compliance We usually try to use this space to share information that will help you prepare for what has been released, and...
By: Mike Lehr, HR Consultant Clients of Young & Associates, Inc. have been receiving demand letters from plaintiffs’ law firms, alleging that their websites aren’t accessible to individuals with disabilities. In...
By: Mike Detrow, Senior Consultant and Manager of IT Technology has changed significantly at community banks over the past 15 years. For many years, banks only had to manage a...
By: Stephen Clinton, President, Capital Market Securities, Inc. Market Update – The Trump Effect The election of President Donald Trump was followed by a strong upward movement in the market....
