December 6, 2024
The right of rescission, governed by Regulation Z under the Truth in Lending Act (TILA), remains a cornerstone of consumer protection in the lending industry. For financial institutions, ensuring compliance...
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Compliance Category | Young & Associates
November 13, 2024
By William J. Showalter, CRCM, Senior Consultant, Young & Associates Financial institution supervisory agencies view a formal process for managing complaints from bank customers as an important element in an...
July 31, 2024
Compliance & RegulationsManagement & PlanningAdviceBlogConsultationInternal AuditCybersecurity & Information SecurityRisk Management
Internal Audit: Your Third Line of Defense in Third-Party Risk Management
By Jeanette McKeever, CCBIA, Director of Internal Audit, Young & Associates In today’s financial landscape, banks and credit unions increasingly rely on third-party vendors to meet regulatory demands, leverage technological...
July 31, 2024
By Mindy Shadoin, Consultant, Young & Associates On March 15, 2024, Nacha announced significant updates to ACH (Automated Clearing House) Rules, aimed at enhancing fraud management and improving the recovery...
July 19, 2024
Young & Associates’ Expert Shares Insights on Compliance Training William Showalter, CRCM, CRP, a Senior Consultant with Young & Associates, was recently featured in an issue of In Touch Magazine,...
April 29, 2024
By: Bill Elliott, CRCM, Director of Compliance Education at Young & Associates There is no question that laws and regulations materially change the way banks do business. The recent new...
April 29, 2024
By: Mindy Shadoin, Consultant at Young & Associates On March 15, 2024, Nacha (previously the National Automated Clearing House or NACHA) approved 15 new Automated Clearing House (ACH) rule changes...
March 15, 2024
In today’s dynamic regulatory landscape, keeping pace with regulatory updates is critical for community banks to maintain compliance and uphold depositor trust. To adapt to shifts in the banking industry...
February 20, 2024
Automated Clearing House (ACH) risk management is a topic of paramount importance for community financial institutions. In the realm of modern banking, ACH payments have emerged as a cornerstone of...
January 22, 2024
By: William J. Showalter, CRCM, CRP There are changes that arrived with the new year of 2024 to Home Mortgage Disclosure Act (HMDA) compliance for banks and thrifts in many...
