December 31, 2024
As the regulatory environment continues to evolve, the CFPB’s latest Supervisory Highlights offer crucial insights for financial institutions navigating an increasingly complex landscape. Issue 37 shines a spotlight on deposit...
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December 23, 2024
The FDIC’s analysis of U.S. industrial transitions between 1970 and 2019 reveals the profound effects of economic shifts on metro areas and the community banks serving them. These transitions, driven...
December 23, 2024
The NCUA’s December 2024 Letter to Credit Unions (24-CU-03) sheds light on the risks and regulatory concerns surrounding overdraft and non-sufficient funds (NSF) fee practices. This guidance is crucial for...
December 23, 2024
The OCC 2024 Annual Report provides a comprehensive overview of the federal banking system, highlighting stability, strategic priorities, and regulatory advancements. This report underscores the importance of proactive risk management,...
December 23, 2024
Top Trends in Banking Risks The OCC’s report emphasizes maintaining sound risk management practices to address growing challenges: Fraud Activity: External fraud schemes targeting consumers and banks are rising. Sophisticated...
December 6, 2024
The right of rescission, governed by Regulation Z under the Truth in Lending Act (TILA), remains a cornerstone of consumer protection in the lending industry. For financial institutions, ensuring compliance...
November 13, 2024
By William J. Showalter, CRCM, Senior Consultant, Young & Associates Financial institution supervisory agencies view a formal process for managing complaints from bank customers as an important element in an...
August 7, 2024
July 24, 2024 – Cleveland, Ohio – Young & Associates (Y&A) is proud to announce the successful completion of the renowned Scalerator® program by key members of its leadership team....
July 31, 2024
By Mindy Shadoin, Consultant, Young & Associates On March 15, 2024, Nacha announced significant updates to ACH (Automated Clearing House) Rules, aimed at enhancing fraud management and improving the recovery...
July 19, 2024
Young & Associates’ Expert Shares Insights on Compliance Training William Showalter, CRCM, CRP, a Senior Consultant with Young & Associates, was recently featured in an issue of In Touch Magazine,...
