When your financial institution is conducting a credit risk stress test, it’s imperative that your test has several key components for effective testing. As your trusted financial guide, at Young...
When your financial institution is conducting a credit risk stress test, it’s imperative that your test has several key components for effective testing. As your trusted financial guide, at Young...
Upcoming Fannie Mae Prefunding Deadline Are you prepared for the upcoming Fannie Mae prefunding deadline on 9/1/23? On March 1, 2023, Fannie Mae announced changes to its selling guide that...
By: Jerry Sutherin, President & CEO In today’s dynamic market, some of the biggest challenges faced by our clients include but are not limited to interest rate risk management, liquidity,...
By: Edward Pugh, AAP, CAMS, CAMs-Audit, CFE One of the key components of a financial institution’s compliance with BSA/AML regulatory requirements is independent testing of the BSA/AML Program. Independent testing...
By: David Reno, Director of Loan Review & Lending Services Loans, especially non-consumer loans, typically represent the greatest level of risk on your balance sheet. Therefore, effective commercial loan portfolio...
By: Michael Gerbick, COO Do you have a due diligence packet? Can you answer these questions for our due diligence? Our outsourced vendor relationship manager will be reaching out to...
May 5, 1961 – January 7, 2023 With great sadness, we announce that Kyle Curtis, of Chandler, AZ, passed away unexpectedly on January 7, 2023. Born on May 5, 1961,...
By: Brian Kienzle, CISSP, OSCP and Mike Detrow, CISSP As we discuss technical testing techniques with financial institutions, we still see a lot of confusion about the difference between a...
By: Edward Pugh, CAMS, CAMS-Audit, AAP, CFE, Consultant For many financial institutions, the concept of a BSA/AML Model Validation is new. In the past, model validations were in the domain...
By: Ollie Sutherin, Principal, Y&A Credit Services, LLC It is no secret that community banking is shrinking at an increasing rate across the entire United States. At the close of...