By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
By: Michael Gerbick, COO Change is an undeniable aspect of the modern financial world. To stay competitive, thrive in a dynamic marketplace, and satisfy the demands of both customers and...
By: Clarissa Sinchak, PHR, Director of Human Resources An aging workforce is an increasing concern for many financial institutions, but with thoughtful planning and a solid road map in place,...
The Y&A Advantage In the fast-paced world of banking and credit unions, the stakes are high, and the landscape is ever-changing. As you gear up for the upcoming year, you...
When your financial institution is conducting a credit risk stress test, it’s imperative that your test has several key components for effective testing. As your trusted financial guide, at Young...
Upcoming Fannie Mae Prefunding Deadline Are you prepared for the upcoming Fannie Mae prefunding deadline on 9/1/23? On March 1, 2023, Fannie Mae announced changes to its selling guide that...
By: Jerry Sutherin, President & CEO In today’s dynamic market, some of the biggest challenges faced by our clients include but are not limited to interest rate risk management, liquidity,...
By: Edward Pugh, AAP, CAMS, CAMs-Audit, CFE One of the key components of a financial institution’s compliance with BSA/AML regulatory requirements is independent testing of the BSA/AML Program. Independent testing...
By: David Reno, Director of Loan Review & Lending Services Loans, especially non-consumer loans, typically represent the greatest level of risk on your balance sheet. Therefore, effective commercial loan portfolio...
By: William J. Showalter, CRCM, CRP, Senior Consultant The Consumer Financial Protection Bureau (CFPB) has issued its final rule to implement the rule required by Congress that is intended to...
By: Michael Gerbick, COO Do you have a due diligence packet? Can you answer these questions for our due diligence? Our outsourced vendor relationship manager will be reaching out to...