By: Bill Elliott, CRCM, Director of Compliance Education I have been teaching for Young and Associates for over 20 years. Twenty years ago, when I asked about “the percentage of...
By: Bill Elliott, CRCM, Director of Compliance Education I have been teaching for Young and Associates for over 20 years. Twenty years ago, when I asked about “the percentage of...
By: Ollie Sutherin, Principal, Y&A Credit Services The focus of this article is to provide an overview of what Y&A Credit Services, LLC views as key elements during the underwriting...
By: Edward Pugh, CAMS, Consultant For many financial institutions, one of the most impactful purposes of the Anti-Money Laundering Act of 2020 is the encouragement of technological innovation and the...
The increasing sophistication of Anti-Money Laundering/Combating the Funding of Terrorism (AML/CFT) software and modeling techniques and the broader application of these models have played an undeniable role in the enhanced...
By: William J. Showalter, CRCM, CRP, Senior Consultant In our last issue, we discussed what UDAAP is and how to set up a program in your bank to avoid trouble...
In today’s competitive environment, getting the word out about your products and services is crucial. Do your ads meet regulatory expectations, include all advertising terms, and clearly explain what your...
We are proud to introduce a new line of business through an affiliated organization of Young & Associates, Inc.: Y&A Credit Services, LLC. Y&A Credit Services is a full-service provider...
By: Gina Sherock, Senior Consultant, and Rachel Disko, SHRM-CP, Senior HR Business Partner Over the past several years, there has been an increased and sustained focus on workplace diversity. If...
View and download the Young & Associates 2024 Rescission Reference Chart to assist your lenders in preparing the Notice of Right to Cancel. Please forward this document to someone in...
View and download the Young & Associates 2023 Rescission Reference Chart to assist your lenders in preparing the Notice of Right to Cancel. Please forward this document to someone in...